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Not all insurance agents are the same — and choosing the wrong type could cost you. In this quick breakdown, you’ll learn the key differences between captive, direct, and independent agents, and why one of them could save you time, money, and stress. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Compare top-rated home insurance carriers with one simple form: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 to speak with a licensed independent agent. ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance tips: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for more insights: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Resources & Articles ——————————————— • Colorado DOI Complaint Index Tool: View Source • How to Compare Insurance Carriers • What to Look for in a Home Insurance Quote • Why You Should Work with an Independent Agent #HomeInsurance #WorstInsuranceCompanies #InsuranceComplaints #IndependentAgent #TrailstoneInsurance
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Trailstone Insurance Group 490

Don’t Buy Insurance Until You Know This

Not all insurance agents are the same — and choosing the wrong type could cost you.
In this quick breakdown, you’ll learn the key differences between captive, direct, and independent agents, and why one of them could save you time, money, and stress.

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Get a Free Policy Review
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📝 Compare top-rated home insurance carriers with one simple form:
https://trailstoneinsurancegroup.com/quotes/

📞 Or call us at 303-792-2355 to speak with a licensed independent agent.

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Stay Connected
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➡️ Subscribe for more home insurance tips: https://bit.ly/41gpPQt
➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance
➡️ Visit our blog for more insights: https://trailstoneinsurancegroup.com/blog/

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Related Resources & Articles
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• Colorado DOI Complaint Index Tool: View Source
• How to Compare Insurance Carriers
• What to Look for in a Home Insurance Quote
• Why You Should Work with an Independent Agent

#HomeInsurance #WorstInsuranceCompanies #InsuranceComplaints #IndependentAgent #TrailstoneInsurance ...

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Renewals
What’s really driving up auto insurance rates in 2025? 🚗💸 And more importantly, what can you do about it? At Trailstone Insurance, we’ve got the inside scoop and the tools to keep you protected—without breaking the bank. ✔️ What’s causing the increase: Learn the key factors behind rising auto insurance rates, from repair costs to increased claims. ✔️ How it impacts you: Understand how these changes could affect your policy. ✔️ How to save: Discover how Trailstone Insurance is helping drivers like you find the best coverage at the best price. 💬 We want to hear from you! What’s been your experience with rising auto insurance rates? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AutoInsurance2025 #SaveOnAutoInsurance #TrailstoneInsurance
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2025 Auto Insurance Outlook: What It Means for You

Auto insurance costs are soaring—rising more than 19% in the year ending August 2023, compared to an overall inflation rate of just 3.7%. 😬 Even worse, rates jumped 2.4% between July and August 2023 alone. Ouch! Let’s break down what’s driving these increases and how you can save. ✔️ Why are rates rising? Explore the factors behind skyrocketing premiums, from repair costs to increased claims. ✔️ What it means for you: Understand how these changes could impact your budget. ✔️ How to save: Learn actionable tips to lower your premiums and find the best deals. 💬 We want to hear from you! Are you feeling the pinch of rising auto insurance costs? Share your experiences and tips in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/1zsSVXKYXZU https://youtu.be/XDwUAPpYOHw https://youtu.be/qIIjkvAzbOo https://youtu.be/svxRqA9vBMg https://youtu.be/uoYqZO3JISk #AutoInsuranceRates #InflationImpact #TrailstoneInsurance
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Why are insurance renewals going up? Auto Insurance - Part 1

Will Homeowners Insurance go up in 2024? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T ————————————————————————— Popular and Related Videos ————————————————————————— What is "Reinsurance"? https://youtu.be/XDwUAPpYOHw —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscU81LU5EcWdaNy1XQU1qRXVnb0lkNy4wMTcyMDhGQUE4NTIzM0Y5

Will Homeowners Insurance go up in 2024?

Why are Insurance Renewals going up? | I didn't have any claims! Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T ————————————————————————— Popular and Related Videos ————————————————————————— What is "Reinsurance"? https://youtu.be/XDwUAPpYOHw —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:23 Why the rates are going up? 0:40 Factors affecting the cost of auto insurance 4:02 Outro #insurance #bestinsurance
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Why are Insurance renewals going up? | I didn't have any claims! Part 4

Why are home insurance renewals going up? What is "Reinsurance"? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:26 What is "Reinsurance"? 2:10 Why is it driving rates up? 7:00 Outro #insurance #bestinsurance
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Why are insurance renewals going up? Reinsurance Investors - Part 3

Why are my home insurance renewal rates going up? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
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Why are my home insurance renewal rates going up? Home Insurance - Part 2

I found 9 interesting Q and A's on the Department of Insurance's website about this very question. The insurance department is providing the answers in this video! Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/46NXe6w —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:14 Why does the DOI allow insurance companies to price gouge? 0:38 How can they raise my rates if I haven’t made a claim or gotten a ticket? 1:12 DOI required this rate increase. Is this correct? 1:56 What exactly caused this? 2:51 How does the Stock market affect my rates? 3:29 My rate increased because of a claim. Is there anything I can do? 4:08 I still want to protest the increase, is there anything I can do? 4:51 What factors impact how much my insurer charges me for my auto policy? 5:50 What can I do to lower my rates? 7:29 I am still not happy with my rates. What else can I do? 8:22 Outro #insurance #bestinsurance
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Stop Overpaying For Insurance Renewals! The Truth About Price Gouging - Part 5


Claims
10 Worst Home Insurance Companies in 2024 (Based on Complaints!) 🏠❌ Thinking about switching your home insurance carrier? You’ll want to steer clear of these companies. In this video, we break down the 10 worst-performing home insurance companies based on complaint data from the Department of Insurance—not opinions, real complaints filed and investigated. ✔️ Where the Complaint Index data comes from ✔️ What a high complaint ratio really means for you ✔️ The 10 worst companies and how they stack up ✔️ Why Liberty Mutual and Esurance top the list ✔️ What to consider when choosing your next insurance provider 💡 A high complaint index means more unhappy customers per market share—so don’t get caught off guard when disaster strikes. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Compare top-rated home insurance carriers with one simple form: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 to speak with a licensed independent agent. ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance tips: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for more insights: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Resources & Articles ——————————————— • Colorado DOI Complaint Index Tool: View Source • How to Compare Insurance Carriers • What to Look for in a Home Insurance Quote • Why You Should Work with an Independent Agent #HomeInsurance #WorstInsuranceCompanies #InsuranceComplaints #IndependentAgent #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy5ENDU4Q0M4RDExNzM1Mjcy

10 Worst Home Insurers of 2024 (Based on Complaint Data)

Hailstorms don’t wait for a heads-up—and when the storm passes, you're often left with shattered windows, dented cars, or roof damage. What you do next can make or break your insurance claim. In this video, we’ll walk you through the 7 essential steps to protect your home, your car, and your wallet after hail damage strikes. ✔️ Step 1: Take clear photos and videos of all damage ✔️ Step 2: Mitigate further damage to avoid payout reductions ✔️ Step 3: Contact your insurance agent—BEFORE filing a claim ✔️ Step 4: Understand your deductibles (especially for hail/wind!) ✔️ Step 5: Be wary of unsolicited contractors or “storm chasers” ✔️ Step 6: Request a detailed settlement breakdown ✔️ Step 7: Don’t accept the first offer—supplements may be needed 💡 Pro Tip: Filing the wrong type of claim (or too early) can raise your rates—even if you don’t get a payout. Watch this before you call your carrier. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more homeowner insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert storm claim tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • What to Do After a Hailstorm – Blog Post • Understanding Wind & Hail Deductibles • How to Vet Storm Contractors Safely • When to File a Home Insurance Claim #HailDamage #InsuranceTips #StormClaimHelp #IndependentAgent #TrailstoneInsurance
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7 Things to Do After a Hailstorm (Step-by-Step)

This video is private.
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Private video

Is Your State on This Hail Risk List for 2025? 🌩️🏠 Hailstorms are getting bigger, more frequent, and more expensive—and your state might be next. In this video, Tia from Trailstone Insurance uncovers which parts of the U.S. are most at risk for hail damage in 2025 and why this matters for your home, roof, and insurance premiums. 🧊 Discover how climate change is intensifying hailstorms 💰 Learn why property damage and repair costs are spiking 📉 Understand what rising risks mean for your insurance rates Based on new research from Northern Illinois University and national loss data, we break down what homeowners in high-risk areas need to know—and what steps you can take now to prepare and protect your property. Don’t wait until the next storm hits—if you live in a storm-prone state, this info could save you thousands. ————————————————————————— 🔍 Need a Free Insurance Checkup? ————————————————————————— ✅ Get a no-pressure quote comparison: https://trailstoneinsurancegroup.com/quotes/ ☎️ Call our team: 303-792-2355 ————————————————————————— 🎥 Subscribe & Stay Informed ————————————————————————— 🔔 YouTube: https://bit.ly/41gpPQt 📸 Instagram: https://www.instagram.com/trailstoneinsurance 📘 Facebook: https://www.facebook.com/TrailstoneInsuranceGroup 📝 Blog: https://trailstoneinsurancegroup.com/blog/ #HailDamage #HomeInsurance #SevereWeather #StormPrep #InsuranceTips #RoofProtection #HomeownersAlert #TrailstoneInsurance #ClimateImpact #DisasterPreparedness
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Top 10 States at Risk for Hail Damage in 2025 [PART 2]

Is Your State on This Hail Risk List for 2025? 🌩️🏠 Hailstorms are getting bigger, more frequent, and more expensive—and your state might be next. In this video, Tia from Trailstone Insurance uncovers which parts of the U.S. are most at risk for hail damage in 2025 and why this matters for your home, roof, and insurance premiums. 🧊 Discover how climate change is intensifying hailstorms 💰 Learn why property damage and repair costs are spiking 📉 Understand what rising risks mean for your insurance rates Based on new research from Northern Illinois University and national loss data, we break down what homeowners in high-risk areas need to know—and what steps you can take now to prepare and protect your property. Don’t wait until the next storm hits—if you live in a storm-prone state, this info could save you thousands. ————————————————————————— 🔍 Need a Free Insurance Checkup? ————————————————————————— ✅ Get a no-pressure quote comparison: https://trailstoneinsurancegroup.com/quotes/ ☎️ Call our team: 303-792-2355 ————————————————————————— 🎥 Subscribe & Stay Informed ————————————————————————— 🔔 YouTube: https://bit.ly/41gpPQt 📸 Instagram: https://www.instagram.com/trailstoneinsurance 📘 Facebook: https://www.facebook.com/TrailstoneInsuranceGroup 📝 Blog: https://trailstoneinsurancegroup.com/blog/ #HailDamage #HomeInsurance #SevereWeather #StormPrep #InsuranceTips #RoofProtection #HomeownersAlert #TrailstoneInsurance #ClimateImpact #DisasterPreparedness
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy5EQUE1NTFDRjcwMDg0NEMz

Top 10 States at Risk for Hail Damage in 2025 [PART 1]

Is Your State on This Hail Risk List for 2025? 🌩️🏠 Hailstorms are getting bigger, more frequent, and more expensive—and your state might be next. In this video, Tia from Trailstone Insurance uncovers which parts of the U.S. are most at risk for hail damage in 2025 and why this matters for your home, roof, and insurance premiums. 🧊 Discover how climate change is intensifying hailstorms 💰 Learn why property damage and repair costs are spiking 📉 Understand what rising risks mean for your insurance rates Based on new research from Northern Illinois University and national loss data, we break down what homeowners in high-risk areas need to know—and what steps you can take now to prepare and protect your property. Don’t wait until the next storm hits—if you live in a storm-prone state, this info could save you thousands. ————————————————————————— 🔍 Need a Free Insurance Checkup? ————————————————————————— ✅ Get a no-pressure quote comparison: https://trailstoneinsurancegroup.com/quotes/ ☎️ Call our team: 303-792-2355 ————————————————————————— 🎥 Subscribe & Stay Informed ————————————————————————— 🔔 YouTube: https://bit.ly/41gpPQt 📸 Instagram: https://www.instagram.com/trailstoneinsurance 📘 Facebook: https://www.facebook.com/TrailstoneInsuranceGroup 📝 Blog: https://trailstoneinsurancegroup.com/blog/ #HailDamage #HomeInsurance #SevereWeather #StormPrep #InsuranceTips #RoofProtection #HomeownersAlert #TrailstoneInsurance #ClimateImpact #DisasterPreparedness
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Top 10 States at Risk for Hail Damage in 2025

The 90-Year-Old Marine Who Defended His Home – And Was Sued for It When 90-year-old Jay Leone heard a noise in his home, he didn’t know his life was about to change. A burglar broke in. Shots were fired. Both men were wounded. But what happened next left the entire country in shock. ✔️ The home invasion & shootout—how a WWII veteran fought for his life. ✔️ The unbelievable lawsuit—why the criminal sued his own victim. ✔️ How to protect yourself from lawsuits—why umbrella insurance is a must-have. 💬 Do you think criminals should have the right to sue their victims? Drop your thoughts in the comments! ————————————————————————— Protect Yourself with Umbrella Insurance ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more true crime & insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more legal protection tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more crazy true crime insurance cases here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #SelfDefense #HomeInvasion #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy5EMEEwRUY5M0RDRTU3NDJC

90-Year-Old Marine Defends Home—Then Gets Sued by the Intruder

Why Your Insurance Costs More but Covers Less—And How to Fight Back Have you noticed that your insurance premiums keep climbing while your coverage shrinks? 🤔 It’s not just your imagination! Insurance companies are finding new ways to maximize profits—at your expense. ✔️ The shocking tactics: Learn how insurers are quietly reducing coverage while increasing rates. ✔️ Why it’s happening: Understand the industry changes that are leading to higher costs. ✔️ How to protect yourself: Get insider tips to ensure you’re getting the best coverage at the best price. 💬 We want to hear from you! Have you experienced rising premiums with less coverage? Share your story in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceCosts #ProtectYourCoverage #TrailstoneInsurance
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How Insurance Companies Exploit You – And How to Fight Back

The ONE Critical Mistake to Avoid After a Car Accident Have you ever been in a car accident and felt completely unsure of what to do next? 🚗💥 It’s overwhelming, and in those moments, one small mistake could cost you thousands—or even jeopardize your case. ✔️ The critical mistake to avoid: Learn the #1 thing you should never do after an accident. ✔️ Steps to protect yourself: Get a simple, actionable guide to handling the aftermath like a pro. ✔️ Expert advice: Ensure your rights are protected, and avoid common pitfalls. 💬 We want to hear from you! Have you been in an accident and learned the hard way? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CarAccidentTips #ProtectYourself #trailstoneinsurance 0:00 - Introduction 0:31 - Common Mistakes After a Car Accident 1:02 - Do Not Admit Fault 1:35 - Gather Evidence at the Scene 2:06 - Report the Accident and Seek Medical Attention 3:08 - The Importance of Hiring a Lawyer 3:40 - Recap and Key Takeaways
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The ONE Critical Mistake to Avoid After a Car Accident

Ever wondered what the real difference is between Replacement Cost Value (RCV) and Actual Cash Value (ACV) for your roof? 🏠 Knowing these terms can make a BIG impact on your insurance claims and financial security. ✔️ RCV explained: Learn how this coverage pays to replace your roof at today’s prices. ✔️ ACV breakdown: Find out why depreciation could leave you paying more out of pocket. ✔️ Why it matters: Discover which option offers better protection for your home and finances. 💬 We want to hear from you! Have questions about RCV or ACV? Drop them in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #RCVvsACV #HomeInsurance #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy45NDk1REZENzhEMzU5MDQz

Top 3 Auto Insurance Mistakes You Might Be Making Right Now

Buckle up, folks! 🚗💨 Today, we’re counting down the top 10 vehicles with the lowest comprehensive and collision losses. These cars aren’t just safe bets—they could save you BIG on your insurance premiums! ✔️ What does it mean? How low losses translate to lower insurance costs. ✔️ The top 10 list: Discover the vehicles that could save you a bundle. ✔️ Expert advice: Tips for choosing your next money-saving ride. 💬 We want to hear from you! Are you considering one of these vehicles? Drop your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/8S0VhzpVyIQ #SaveOnInsurance #TopVehicles2024 #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy5DQUNERDQ2NkIzRUQxNTY1

Drive Smart: Top 10 Vehicles with Low Insurance Losses

Property investors and homeowners, listen up! 🏠 Today, we’re tackling a common myth: A previous owner’s insurance claim won’t impact your rates. Spoiler alert—it does! ✔️ How claims history works: Learn why a property’s past claims can influence your insurance. ✔️ Why it matters: Understand how insurers use CLUE reports to assess risk. ✔️ What you can do: Tips to protect your rates and negotiate smartly when buying property. 📋 Get your C.L.U.E. Report here: Request your report from LexisNexis 💬 We want to hear from you! Have you experienced higher rates due to a previous owner’s claims? Share your story in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceTips #PropertyInvesting #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy41MzJCQjBCNDIyRkJDN0VD

WARNING Previous Owners Claims Can Cost You THOUSANDS in Homeowners Insurance Mistakes!

Over the last 15 years, the number of fatalities from collisions with animals has steadily increased. 🦌🚗 In 2021 alone, 164 people lost their lives in these accidents, with the highest number of deaths occurring between October and December. ✔️ Why the increase? Learn what’s behind the rising trend in animal collision fatalities. ✔️ High-risk times and areas: Discover why fall months are the most dangerous. ✔️ How to stay safe: Practical tips to reduce your risk while driving. 💬 We want to hear from you! Have you experienced a close call or accident involving animals? Share your story in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/8S0VhzpVyIQ #AnimalCollisions #RoadSafety #TrailstoneInsurance
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Most Dangerous States for Animal Car Crashes

Most people assume that hitting a deer or another animal is automatically a comprehensive claim—but here’s the surprise: it could actually be classified as a collision claim! Let’s break down the difference so you know what to expect if this happens to you. ✔️ Comprehensive claims: Cover accidents with wildlife, like deer or other large animals. ✔️ Collision claims: Apply if you hit a domestic animal or swerve to avoid an animal and hit something else. ✔️ Why it matters: Understand how these classifications affect your coverage and deductible. 💬 We want to hear from you! Have questions about comp vs. collision claims? Share them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #ComprehensiveVsCollision #AnimalCollisions #TrailstoneInsurance
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Hitting an Animal: Is It a Comprehensive or Collision Claim?

Lately, we’ve seen an increase in insurance companies non-renewing home policies due to too many claims. So, the big question is: How many claims are too many? Let’s break it down and explore why your claims history matters to insurers. ✔️ What counts as “too many”? Learn the unwritten rules about claim frequency and their impact. ✔️ Why insurers care: Understand how claims affect your risk profile and future premiums. ✔️ Tips to avoid non-renewals: Strategies to handle home repairs without filing unnecessary claims. 💬 We want to hear from you! Have you faced issues with too many claims on your home insurance? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— Weather-Related Home Claims: https://youtu.be/GCVG1zOLGuE Claims Insurance Companies Hate the Most: https://youtu.be/VeZCf7dlhvM #HomeInsurance #ClaimsHistory #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy41MjE1MkI0OTQ2QzJGNzNG

What Happens When You File Multiple Home Insurance Claims?

Are you paying too much for your home or auto insurance and have an open claim? You may feel like you’re handcuffed to your current insurance company, but you’re not… however, there are some considerations to understand… stay tuned and we’ll walk you through those concerns. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance 00:00 Introduction 00:38 How Your Current Insurance Handles Claims 01:58 Who You Select is Your Right 02:15 Read Your Insurance Policy 02:40 Before You Cancel, Shop! 03:25 Don't Stress, We'll Help You 04:29 Outro
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy4wMTcyMDhGQUE4NTIzM0Y5

Switch Insurance Companies Even With An Open Claim!

Did you know insurance companies hate some types of home claims more than others? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg https://youtu.be/GCVG1zOLGuE ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance 00:00 Introduction 01:14 Mysterious Disappearance Claims 02:30 Theft Claims 03:25 Water Damage Claims 04:10 Personal Liability Claims 05:15 Fire Claims 06:02 Zero Dollar Claims 06:35 High Claim Frequency 07:13 How To Approach a Claim 08:13 Pro Tip: Captive Insurance 09:03 Call Trailstone Today
YouTube Video UEwxdkhOa2F2YXlscVdmN0prUWhnem5JazNDcUxwQUpiMy4yODlGNEE0NkRGMEEzMEQy

Insurance Companies HATE These Home Claims


Dave Ramsey Endorsed
Insurance doesn’t have to be boring! 🕸️ Today, we’re untangling the web of jargon and options to bring you Dave Ramsey’s 8 must-have types of insurance. ✔️ What you need: Learn which types of insurance are essential for financial peace of mind. ✔️ Real-world examples: See how each type can protect you in everyday life. ✔️ Expert tips: Discover how Trailstone Insurance Group helps you get the best coverage at the best price. 💡 Watch now to take control of your insurance decisions and secure your financial future! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavayloefPPnt1IWk86G91ICTNta #DaveRamsey #InsuranceTips #TrailstoneInsurance
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Want Financial Peace? Dave Ramsey's 8 Essential Insurances!

Wondering why your insurance rates are climbing faster than ever? 🤔 You’re not alone! Today, we’re breaking down Dave Ramsey and George Kamel’s tips from Ramsey Solutions to help you understand and navigate the 2024 insurance rate hikes. ✔️ What’s causing the increases? Learn the key factors driving up rates. ✔️ Practical tips to save: Dave Ramsey’s advice for weathering the storm. ✔️ Expert guidance: How Trailstone Insurance Group can help you find the best coverage at the best price. 💬 We want to hear from you! Have you seen your rates go up this year? Share your experiences or questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceRates #DaveRamseyTips #TrailstoneInsurance
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Why Are Insurance Rates Skyrocketing in 2024? Here’s What You Need to Know

In the world of personal finance, Dave Ramsey is a household name. Known for his no-nonsense approach to money management, Ramsey’s advice has helped millions take control of their finances. But have you ever wondered why he doesn’t endorse captive insurance agencies like State Farm? 🤔 ✔️ Dave’s financial philosophy: Why independent options align with his principles. ✔️ The captive vs. independent debate: Learn the key differences between these types of agencies. ✔️ Why Trailstone Insurance Group: How our commitment to finding the best coverage and rates for YOU fits into Ramsey’s values. 💬 We want to hear from you! What’s been your experience with independent vs. captive agencies? Let’s chat in the comments! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/xHWQEbXpXZc https://youtu.be/cQ4DMBGQueM https://youtu.be/UKuF4TeKXzY https://youtu.be/LCZTfcMVb7o https://youtu.be/iFRwwsodMoE #DaveRamsey #IndependentInsurance #TrailstoneInsurance
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Ditch State Farm in 2024: Dave Ramsey's Surprising Alternative!

Dave Ramsey, one of the most trusted voices in personal finance, is well-known for his 7 Baby Steps to Financial Freedom and Financial Peace University. But what does he have to say about saving money on your home insurance? Let’s dive into Dave’s practical advice! ✔️ Shop around: Compare policies to ensure you’re getting the best deal. ✔️ Bundle policies: Save money by combining home and auto insurance. ✔️ Increase your deductible: Lower premiums by choosing a higher out-of-pocket deductible. ✔️ Review your coverage: Avoid paying for coverage you don’t need. ✔️ Work with independent agents: Find someone who can shop multiple companies for the best rate—just like Trailstone Insurance Group. 💬 We want to hear from you! Have you tried any of these tips to save on your home insurance? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #DaveRamseyTips #HomeInsuranceSavings #TrailstoneInsurance
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Dave Ramsey APPROVED Home Insurance Tips You Need to Know!

How did Trailstone Insurance become Dave Ramsey endorsed? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/xHWQEbXpXZc ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:22 Captive vs Independent Insurance Agency 1:14 Why does Dave Ramsey only endorse Independent Insurance Agents? 2:12 Outro #insurance #bestinsurance
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The Road to Ramsey: Inside Our Insurance Agency

Why does Dave Ramsey only endorse Independent Insurance Agents? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:22 Captive vs Independent Insurance Agency 1:14 Why does Dave Ramsey only endorse Independent Insurance Agents? 2:12 Outro #insurance #bestinsurance
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Dave Ramsey Exclusively Backs Independent Insurance Agents: Here's Why!


General Insurance
2025’s Top 10 Cheapest Cars to Insure – Save Big on Your Premiums! Looking to save money on car insurance in 2025? 🚗💰 You’re in the right place! In this video, we’ll reveal the 10 cheapest vehicles to insure, explain why these cars are so affordable, and share expert tips to lower your premiums even more. ✔️ What makes a car cheaper to insure? Safety ratings, repair costs, theft risk, and claim frequency. ✔️ Top 10 cheapest cars to insure in 2025 – Is your car on the list? ✔️ How to save on insurance – Tips to get the best rate, no matter what you drive! 💬 Which car do YOU think is the cheapest to insure? Drop your guesses in the comments! ————————————————————————— Get a Quote & Save on Insurance ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert car and insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more auto protection tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CheapestCarsToInsure #CarInsuranceSavings #TrailstoneInsurance
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These 10 Cars Have the Lowest Insurance Rates!

Are You Too Reliant on Big-Box Insurance Promises? Big insurance companies say they’ll always have your back—but is that really true? 🤔 Today, we’re exposing the truth about home insurance—what it’s for, what it’s NOT for, and how to avoid costly mistakes! ✔️ Common insurance misconceptions: Why insurance isn’t meant for everyday repairs. ✔️ The risk of small claims: Learn how filing too many small claims can raise your rates or cancel your policy. ✔️ Smart strategies for homeowners: Tips to maintain your home, manage costs, and use insurance wisely. 💬 Have you ever felt misled by insurance promises? Share your experience below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceMyths #HomeInsuranceTips #TrailstoneInsurance
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Rethinking Insurance: Are You Too Reliant on Big-Box Promises?

Insurance Myths Busted: Direct Carriers vs. Independent Agents Are you trying to save on insurance and wondering if skipping the middleman could cut costs? It might seem logical, but there’s more to the story. Stick with me for a few minutes, and you’ll discover how insurance pricing really works—and why working with an independent agent like Trailstone might be your smartest move. ✔️ How insurance rates are set: Understand why core premium rates are the same whether you go direct or use an agent. ✔️ Direct carriers vs. independent agents: Real examples of cost differences and why independent agents provide better service. ✔️ The Trailstone difference: Access over 40 A-rated carriers with a dedicated agent who works for YOU, not just a call center. 💬 We want to hear from you! Have you compared direct carrier quotes vs. independent agents? Drop your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more insurance insights: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceMyths #IndependentAgents #TrailstoneInsurance
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Insurance Myths Exposed: Direct Carriers vs. Independent Agents

Hey there! Have you ever wondered if you’re throwing money away on your insurance? With rates climbing higher every year, you’re not alone. But here’s the good news—you don’t have to settle. ✔️ Nine practical steps: Learn easy ways to lower your home and auto insurance costs without compromising coverage. ✔️ Expert insights: Get actionable tips that actually work, from bundling policies to increasing your deductible. ✔️ How Trailstone can help: See how we make saving on insurance easier than ever with access to over 40 A-rated carriers. 💬 We want to hear from you! What’s your biggest frustration with rising insurance costs? Share in the comments below, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #SaveOnInsurance #LowerInsuranceCosts #TrailstoneInsurance
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Stop Overpaying For Insurance- 9 Must Dos To Save

Why Work with an Independent Insurance Agent? Here’s the Scoop Hey everyone! Have you ever thought about working with an independent insurance agent but didn’t know it was an option—or even what an independent agent is? 🤔 That’s why I’m here today! Let me break it down for you. ✔️ What is an independent insurance agent? Think of us as your personal shopper for insurance. ✔️ Why it’s better: We’re not tied to just one insurance company, so we can shop around to find the best fit for you. ✔️ More options, better coverage: At Trailstone Insurance Group, we work with more than 40 A-Rated insurance companies to ensure you get the right coverage at the right price. 💬 We want to hear from you! Have you worked with an independent agent before? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #IndependentInsuranceAgents #InsuranceOptions #trailstoneinsurance 0:00 - Introduction and Overview 0:31 - What is an Independent Insurance Agent? 1:03 - Benefits of Multiple Carrier Options 1:35 - Lower Premiums and Better Value 2:05 - Personalized Service and Support 2:45 - Creative Solutions for Unique Needs 3:25 - Ongoing Policy Review and Adjustments 4:05 - Building Trust and Long-Term Relationships
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Insurance 101: 7 Reasons to Use an Independent Insurance Agent

Why Trailstone Insurance Group Only Works with A-Rated Companies Today, we’re breaking down why Trailstone Insurance Group exclusively works with A-rated insurance companies, how these ratings protect your financial safety, and what steps to take if your insurer falls below an 'A' rating. ✔️ Why A-rated matters: Understand how financial stability ensures reliable claims payouts. ✔️ Impact on your safety: Discover why choosing an A-rated company shields you from potential risks. ✔️ What to do if ratings drop: Learn the steps to protect yourself if your insurer’s rating declines. 💬 We want to hear from you! Have concerns about your insurer’s rating? Share your questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylq0yqnHZ0dRLs2ewTJio-By #ARatedInsurance #FinancialSafety #TrailstoneInsurance 0:00 - Introduction and Key Questions 0:30 - Why A-Rated Companies Matter 1:00 - Natural Disasters and Financial Stability 1:32 - Risks of Lower-Rated Insurers 2:00 - Checking Your Insurer's Rating 2:34 - Benefits of A-Rated Carriers 2:56 - Conclusion and How to Get Help
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Why Choosing an A-Rated Insurance Company Matters More Than Ever

Hey there! 🍎 Are you shopping for insurance and hearing, “Let’s just compare apples to apples”? You’re not alone—this advice gets thrown around way too often by agents. Even worse, if your agent asks for your declarations page (dec page) before providing a quote, it’s a red flag! 🚩 ✔️ Why this is a problem: Focusing only on price could leave you dangerously underinsured. ✔️ Did you know? 70% of people who shop by price alone end up with insufficient coverage when it matters most. 💸 ✔️ What you’ll learn today: The three reasons this happens and how to avoid expensive mistakes by shopping smarter for insurance. 💬 We want to hear from you! Have you been told to compare “apples to apples” or had issues with underinsurance? Share your story in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylq0yqnHZ0dRLs2ewTJio-By #InsuranceShopping #TrailstoneInsurance #smartinsurance 0:00 - Introduction and Overview 0:31 - The Problem with "Apples to Apples" 1:03 - Mistake 1: Assuming Similar Prices Mean Similar Coverage 1:35 - Mistake 2: Ignoring Specific Needs 2:38 - Mistake 3: Overlooking Provider Reputation 3:09 - How to Shop Smarter for Insurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS4zMDg5MkQ5MEVDMEM1NTg2

Why Shopping for Insurance by Price Alone is a HUGE Mistake 💸

Have you received notice that your home insurance is being canceled? You’re not alone. 🏠 In this video, Tia from Trailstone Insurance explains why this is happening, how to protect your policy, and what steps to take if your coverage is already canceled. ✔️ Why is this happening? The impact of wildfires, climate change, and rising claims costs. ✔️ Big insurer strategies: How financial pressures are forcing companies to limit coverage. ✔️ How to avoid losing your policy: Tips on claim strategies, bundling, and wildfire mitigation. ✔️ What to do if you’re canceled: How Trailstone Insurance Group can help you find a new policy quickly. 💬 We want to hear from you! Have you experienced a policy cancellation? Share your story in the comments below and let us help. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeInsuranceCancellation #StayProtected #trailstoneinsurance 0:00 - Introduction 0:30 - Wildfires and High-Risk Zones 1:02 - Rising Claim Costs 1:35 - Claim Frequency and Cancellation 2:07 - Financial Pressure on Insurers 2:26 - Tips to Keep Your Policy
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS45ODRDNTg0QjA4NkFBNkQy

Reasons Why Insurance Companies Are Cancelling Your Home Insurance Policy

Are you in the market for a new SUV? 🚙 Safety is key—and the safer the vehicle, the better your insurance rates for medical coverage! ✔️ 2024’s safest SUVs: Our top 10 picks for peace of mind on the road. ✔️ Why safety matters: Learn how vehicle safety features impact your insurance premiums. ✔️ Expert advice: Let us help you choose your next SUV with safety and savings in mind. 💬 We want to hear from you! Which SUV are you considering? Drop your thoughts in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #TopSUVs2024 #SafeSUVs #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS5EMEEwRUY5M0RDRTU3NDJC

Exclusive: Top 10 Safest SUVs in 2024

Do you negotiate on big purchases? 💰 But what about your insurance? Negotiating insurance rates isn’t easy, but with the right approach, it’s possible to save BIG! ✔️ Why negotiation matters: Learn how to reduce your premiums. ✔️ Key strategies: Tips to get the best deals from your insurance provider. ✔️ Expert advice: How Trailstone Insurance Group can do the heavy lifting for you. 💬 We want to hear from you! Have you ever tried negotiating your insurance rates? Share your experiences in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceTips #SaveOnInsurance #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS40NzZCMERDMjVEN0RFRThB

How to Negotiate Lower Insurance Rates: Tips You Need to Know

Congratulations on your recent marriage! 🎉 This is an exciting new chapter, but amidst the joy and celebration, don’t overlook an important topic: your insurance policies. ✔️ Combining policies: Save money and simplify your coverage. ✔️ Coverage updates: Learn what changes you need to make now that you’re married. ✔️ Expert help for newlyweds: How Trailstone Insurance Group can guide you through the process with ease. 💬 We want to hear from you! Have questions about updating your insurance after marriage? Drop them in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/k5tbPCN62Eo https://www.youtube.com/playlist?list=PL1vHNkavaylq0yqnHZ0dRLs2ewTJio-By #NewlywedTips #InsuranceAfterMarriage #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS5GNjNDRDREMDQxOThCMDQ2

What Insurance Mistakes Are Newlyweds Making?

Let’s talk about the Underwriting Period in home insurance. 🏡 It’s a term not everyone is familiar with, but it’s becoming a hot topic—especially with the rise of Underwriting Period Cancellations. ✔️ What is the underwriting period? Learn how insurers evaluate your risk before finalizing your policy. ✔️ Why cancellations happen: Understand why some policies are canceled during this period. ✔️ What to watch out for: Tips for navigating the underwriting process when switching or buying home insurance. 💬 We want to hear from you! Have you experienced issues during the underwriting period? Share your story in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeInsurance #UnderwritingPeriod #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS45NDk1REZENzhEMzU5MDQz

What Is the Underwriting Period in Home Insurance? Here’s What You Need to Know

Today, we’re diving into the world of insurance agents and exploring the key differences between captive insurance companies like State Farm, Farmers, and Allstate and independent agents like Trailstone Insurance Group. ✔️ Captive agents: Learn how they’re tied to a single company’s products. ✔️ Independent agents: Discover how they offer multiple options to fit your unique needs. ✔️ Why Trailstone is better: See how our flexibility and commitment to finding the best coverage for YOU make all the difference. 💬 We want to hear from you! Have you worked with both captive and independent agents? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/UKuF4TeKXzY #IndependentAgents #CaptiveAgents #TrailstoneInsurance
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The Ultimate Guide: Captive vs Independent Insurance Agents Uncovered

You’ve heard us mention A-Rated insurance companies in our videos, but what does that really mean? 🤔 Today, we’re breaking it down and explaining why Trailstone Insurance Group ONLY works with A-Rated Insurance Companies. ✔️ What does A-Rated mean? Learn how insurance companies earn this top-tier designation. ✔️ Why it matters: Understand the importance of financial stability and reliable claims service. ✔️ Trailstone’s commitment: How working with A-Rated companies ensures you get the best protection. 💬 We want to hear from you! Have questions about A-Rated insurance companies? Drop them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #ARatedInsurance #InsuranceTips #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS41MzJCQjBCNDIyRkJDN0VD

What Are A-Rated Insurance Companies and Why Do They Matter?

Ever wondered how insurance agents get paid? 💸 Most agents earn a commission when they sell a policy, but how much is that commission, and can it be negotiated? 🤔 The answer isn’t a secret, but it’s also not so simple. ✔️ How commissions work: Learn the basics of how agents earn money on your policies. ✔️ What factors influence commissions? Discover how policy types and companies affect agent payouts. ✔️ Can you negotiate? Find out if it’s possible to adjust commissions or save on premiums. 💬 We want to hear from you! Have questions about agent commissions or insurance costs? Share them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/cQ4DMBGQueM #InsuranceAgents #CommissionExplained #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS4xMkVGQjNCMUM1N0RFNEUx

How Do Home and Auto Insurance Agents Get Paid?

Everyone thinks all insurance agencies are created equal, but if you're using an agency with only 1 brand of insurance available, you may be wasting money on your insurance. Trailstone Insurance Group works with dozens of “A” rated insurance companies. So when you work with us, you don’t have to worry if you have the best pricing and coverage available! Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance 00:00 Introduction 00:39 Why you should work with a broker 02:12 Trailstone will do the shopping for you 02:44 Trailstone will advise which coverage and pricing is best 03:09 Changing is seamless and easy 03:23 TRAC Program 03:44 We're here to help 04:33 Outtro
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS41MjE1MkI0OTQ2QzJGNzNG

Why use an Independent Insurance Agency?

Do I have to wait for insurance renewal to change insurance companies?? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg https://youtu.be/1zsSVXKYXZU ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
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Do I have to wait for insurance renewal to change insurance companies?

What is an "A-Rated" Insurance Company? Click here to receive your complimentary, no commitment, 40 quotes: https://insuranceform.app/l/tia-bennet-yt/Li_bAzuUZhoY Trailstone Insurance Group: http://www.trailstoneinsurance.com/ What is an A-rated insurance company and why is it important Your insurance carrier gets a A? Hi everyone! Tia at Trailstone here to talk about the financial strength of insurance companies and why it should matter to you. There are two primary credit rating companies that evaluate insurance companies AM Best and Demotech. An A-rating reflects the insurer's strong financial stability and ability to meet its financial commitments, such as paying out claims. Which is why we purchase insurance right? So the A-rating indicates that the company is well-capitalized, adept at managing its financial responsibilities, and likely to effectively handle policyholder claims. So ratings might vary between agencies, but generally an A-rating is a positive sign of the insurer's financial health. We've seen more than 17 insurance companies become insolvent between 2021 and 2023. So given the current state of the insurance industry, it's more important than ever to make sure your insurance carrier is financially strong. Please reach out if you would like us to help you find the right insurance coverage with one of our 40 A-rated insurance companies. Until next time.
YouTube Video UEwxdkhOa2F2YXlscTB5cW5IWjBkUkxzMmV3VEppby1CeS4wMTcyMDhGQUE4NTIzM0Y5

What is an "A-Rated" Insurance Company?


Current Events
Why EVs Are Making Car Insurance More Expensive in 2024 🚗⚡💸 Are your car insurance premiums going up, even though you’ve had no accidents or claims? It’s not just inflation. In this video, Marquece Cunningham breaks down why auto insurance rates—especially for electric vehicles—are rising, and what you can do right now to avoid overpaying. Here’s what you’ll learn: ✔️ Why repair costs are skyrocketing for EVs and gas vehicles alike ✔️ How labor shortages and EV repair training gaps affect claims ✔️ The impact of supply chain delays and tariffs on part costs ✔️ Why EV repair costs affect everyone’s rates ✔️ How insurance companies calculate your premium today 💡 Whether you drive a Tesla or a Toyota, EV-related costs are being factored into your premiums. Learn the real reasons behind the increases—and how to protect your wallet. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Compare 40+ carriers with one form: https://trailstoneinsurancegroup.com/quotes/ 📞 Call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more insurance insights: https://bit.ly/41gpPQt ➡️ Follow on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Resources & Articles ——————————————— • The Real Cost of Repairing EVs • Why Your Zip Code Impacts Your Insurance • Understanding Tariffs & Auto Parts Pricing • How Independent Agents Save You More #AutoInsurance #EVInsurance #CarInsuranceRates #ElectricVehicles #InsuranceTips
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Why EVs Are Driving Up Car Insurance Costs

🚗 Tariffs Are Driving Up Your Car Insurance—Here’s How Most people don’t realize it, but tariffs on imported auto parts lead to higher repair costs—and that means higher insurance premiums. As vehicle prices rise, so do claim payouts, and insurers pass that cost to you. The ripple effect is real, and it’s already showing up in your renewal notices. #CarInsuranceRates #TariffImpact #AutoTrends #InsuranceTips #shorts
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Car Repairs Cost More—Why Tariffs Will Raise Insurance Premiums

Is the U.S. Home Insurance Market on the Brink of Collapse? California Wildfires Could Be the Tipping Point The recent California wildfires have been devastating—25 lives lost, thousands displaced, and a $25 billion financial toll. But the impact isn’t staying in California. This wildfire crisis has triggered a national insurance crisis, and that means your home insurance rates are going up—no matter where you live. 🔥 In this video, we’ll cover: ✔️ Why homeowners in states like Colorado, Arizona, and Oregon are already seeing higher rates ✔️ The role of reinsurance and how disasters in one state affect premiums nationwide ✔️ What’s happening to companies like State Farm, Farmers, Liberty Mutual, and USAA ✔️ The hidden crisis of uninsured homeowners in wildfire zones ✔️ How you can protect your home and your wallet—before it’s too late 💬 Have you seen your premiums increase? Drop your story in the comments—we want to hear from you. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for expert insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Read our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🔗 https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CaliforniaWildfires #HomeInsuranceCrisis #InsuranceRates2025 #TrailstoneInsurance #WildfireRisk #ReinsuranceImpact
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California Wildfires Could Collapse US Home Insurance Market

Why Tariffs Will Make Car Insurance Even More Expensive Car insurance rates keep climbing—but did you know tariffs on auto parts and new cars could be a major reason why? 🚗💰 If tariffs are placed on companies that supply vehicle parts to the U.S., the cost to repair and replace cars will increase—and so will your insurance premiums. Today, we’ll break down why this is happening and what you can do to protect yourself. ✔️ The hidden connection: How tariffs drive up repair costs, insurance claims, and, ultimately, your rates. ✔️ The used car boom: Why tariffs on new vehicles also impact used car prices—and your insurance. ✔️ The lagging effect: Why you’re feeling the impact now, even if tariffs are months away. ✔️ How to lower your costs: Four simple ways to keep your insurance premiums manageable. 💬 We want to hear from you! Have you noticed your auto insurance rates going up? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for expert insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Read our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🔗 https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AutoInsuranceRates #TariffsAndInflation #TrailstoneInsurance #InsuranceTips
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC41QTY1Q0UxMTVCODczNThE

Tariffs and Car Insurance: What Drivers Need to Know in 2025

USAA Hit with $100M Bad Faith Judgment – What This Means for Policyholders Imagine sitting in traffic, waiting like any other day—then, in an instant, everything changes. That’s exactly what happened to Timothy Kuhn in 2018 when a speeding Ford F-150 rear-ended his car at 45 mph, leaving him with severe injuries, including a traumatic brain injury (TBI). But what happened next was even more shocking… his biggest fight wasn’t with the at-fault driver—it was against his own insurance company, USAA. 🚨 In this video, we cover: ✔️ What happened to Timothy Kuhn: The crash, the injuries, and his fight for fair compensation. ✔️ USAA’s shocking response: Instead of helping their policyholder, they tried to shift blame onto him. ✔️ The legal battle: How USAA used delay tactics, minimized his injuries, and forced him into court. ✔️ The $100M bad faith verdict: Why the Nevada jury sent a message to the insurance industry. ✔️ Other cases against USAA: A pattern of denying claims, overcharging military families, and prioritizing profits over people. 💬 We want to hear from you! Have you or someone you know been let down by USAA or another insurance company? Drop your story in the comments. Let’s hold insurers accountable. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for expert insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Read our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Sources & Related News ——————————————— 🔗 https://www.insurancebusinessmag.com/us/news/legal-insights/usaa-hit-with-114-million-decision-over-bad-faith-527965.aspx #USAA #InsuranceBadFaith #InsuranceLawsuit #USAAClaim #TrailstoneInsurance
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USAA Betrayed This Policyholder—Could You Be Next?

🔍 The 10 Worst Homeowners Insurance Rate Increases—Is Your Carrier on the List? 💸 Are your homeowner’s insurance rates skyrocketing? You're not alone! New data from S&P Global Market Intelligence reveals the worst insurance companies for rate hikes in 2025. Is your provider on this list? Find out NOW! 🚨 Top 3 Worst Home Insurance Rate Increases (Past Year): 🥉 Progressive – 13.5% Increase 🥈 Liberty Mutual – 14.5% Increase 🥇 American Family – 16.5% Increase 😱 👉 Some of these companies have raised rates by over 60% in the past six years! If you're tired of these steep hikes, it might be time to shop around for better coverage at a lower cost. 📉 Trailstone Insurance can shop 40+ top-rated insurance carriers to get you the best price—without sacrificing coverage. 💬 Is your homeowners’ insurance getting more expensive? Drop a comment below and let us know how much your rates have increased! ————————————————————————— 🔎 Get a FREE Home Insurance Quote Today! ————————————————————————— ✅ Compare rates from 40+ top carriers: 🔗 Click here for a free quote 📞 Call us at: 303-792-2355 ————————————————————————— 📺 More Must-Watch Home Insurance Videos ————————————————————————— 🎥 Watch More Home Insurance Tips: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeInsurance #InsuranceRateHikes #TrailstoneInsurance #SaveMoney
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10 Worst Homeowners Insurance Rate Increases

Rebuilding After a Fire – Essential Steps for Recovery The recent fires in Los Angeles have left many families devastated. 💔 If you’re facing this difficult situation, you are not alone. In this video, we’ll walk you through the key steps to rebuilding after a fire, making the process as smooth and stress-free as possible. ✔️ Immediate steps: Learn what to do right after a fire, from securing your property to starting your claim. ✔️ Navigating insurance: Discover how to document damage, avoid common pitfalls, and maximize your claim. ✔️ The emotional journey: Rebuilding is more than physical—it’s emotional. We’ll share resources and a prayer of support for those affected. 💬 We want to hear from you! Have you or someone you know experienced a home fire? Share your story or tips below. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more home insurance resources: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #RebuildingAfterAFire #HomeInsuranceTips #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC4zMDg5MkQ5MEVDMEM1NTg2

Rebuilding After a Fire – Key Steps to take

Did you know that millions of American homeowners are at risk of being underinsured for structures like sheds, detached garages, and ADUs/guesthouses? 🏠🚗 If you’re not careful, you could face costly surprises if disaster strikes. ✔️ Why this happens: Learn how standard policies often undervalue detached structures and why many homeowners don’t realize it. ✔️ What’s at risk? See how being underinsured could leave you paying out of pocket for repairs or replacements. ✔️ How to protect yourself: Get expert tips on reviewing your coverage and making sure your policy fully covers all your structures. 💬 We want to hear from you! Do you have a detached structure on your property? Drop your questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #UnderinsuredHomeowners #DetachedStructures #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC45ODRDNTg0QjA4NkFBNkQy

Millions of Americans Are Underinsured for Their Secondary Structures

Millions of Homeowners Are Underinsured for Their Secondary Structures – Are You? Did you know that millions of homeowners are at risk of being underinsured for sheds, detached garages, ADUs, and guesthouses? 🏡 If disaster strikes, you could be left paying out of pocket for costly repairs. ✔️ Why this happens: Many policies don’t account for inflation or rising construction costs. ✔️ Real-life examples: See how homeowners discovered their secondary structures were drastically underinsured—too late. ✔️ How to protect yourself: Follow three simple steps to ensure you have the right coverage before it’s too late. 💬 We want to hear from you! Have you checked your coverage for secondary structures? Drop your questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #UnderinsuredHomeowners #DetachedStructures #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC5EMEEwRUY5M0RDRTU3NDJC

Is Your Shed or Garage Underinsured? Check Your Policy Now!

Soooo… Blockchain. It’s more than just a buzzword—it’s a game-changer for the insurance industry. From fighting fraud to increasing transparency, blockchain is solving real problems, but it also comes with challenges. ✔️ 7 ways blockchain is transforming insurance: Discover how it’s improving fraud prevention, claims processing, and efficiency. ✔️ 3 challenges to overcome: Understand the barriers to fully unlocking blockchain’s potential, including adoption, scalability, and regulation. ✔️ The future of insurance: See why blockchain could revolutionize the industry and what it’ll take to get there. 💬 We want to hear from you! What do you think about blockchain in insurance? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #BlockchainInInsurance #InsuranceInnovation #trailstoneinsurance 0:00 - Introduction 0:32 - Blockchain Overview and Benefits 1:03 - Transparency in Insurance 1:35 - Smarter Contracts and Automation 2:05 - Fraud Prevention 2:37 - Improved Underwriting Processes 3:09 - Parametric Insurance 3:38 - Customer Empowerment 3:50 - Challenges with Blockchain in Insurance 4:22 - Regulatory and Integration Issues 5:14 - Conclusion and Future Outlook
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC40NzZCMERDMjVEN0RFRThB

Blockchain: 7 Benefits and 3 Challenges for the Insurance Industry

Today, we’re tackling a question on many homeowners' minds. Chase from Phoenix asked, "How do Trump’s policies impact home and auto insurance rates?" ✔️ Economic growth and inflation: Historically, Trump’s administration has focused on tax cuts and pro-business policies, which could reduce operational costs for insurers. This might stabilize or even lower premiums—assuming inflation is kept in check. ✔️ Impact of protectionist policies: However, if domestic manufacturing costs rise due to a protectionist agenda, material costs for home repairs could increase, potentially driving premiums up. ✔️ The balance: A focus on economic growth could benefit insurers and consumers, but rising material costs might offset those gains. 💬 We want to hear from you! What are your thoughts on how political policies impact your insurance costs? Share in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceRates #EconomicPolicy #trailstoneinsurance 0:00 - Introduction 0:31 - Inflation and Economic Growth 1:03 - Regulatory Changes 1:35 - Globalization vs. Protectionism 2:07 - Impact on Auto Insurance Rates 2:37 - Resources and Conclusion
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC5GNjNDRDREMDQxOThCMDQ2

What does Trump’s reelection mean for home and auto insurance rates?

Ever wonder why your auto and home insurance rates keep climbing? 🚗🏠 You’re not alone! Today, we’re diving into what’s really going on in the insurance world and the challenges behind these rising costs. ✔️ Industry challenges explained: Understand the buzz and what’s driving the increases. ✔️ How it impacts you: See how these changes affect your policies. ✔️ How Trailstone can help: We’re here to guide you through the chaos and find the best solutions for your needs. 💡 Watch now to make sense of it all and take control of your insurance decisions! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylp0V96bYPq0Kpk9GekAe6St #InsuranceRates #TrailstoneInsurance #AutoAndHome
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC45NDk1REZENzhEMzU5MDQz

Ugh… Insurance Losses: Two Years in a Row Over $20 Billion in the Red!

Did you know your car could be a data monster? 🚗💾 Auto manufacturers are collecting your personal information, and it’s happening more than you might think. But don’t worry—we’re here to help you fight back! ✔️ What data is being collected? From location tracking to driving habits, find out what’s at stake. ✔️ How it’s being used: Learn why manufacturers are so eager for your info. ✔️ How to protect yourself: Simple steps to safeguard your privacy and regain control. 💬 We want to hear from you! Have you noticed your car collecting data? Share your thoughts or questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CarDataPrivacy #AutoManufacturers #trailstoneinsurance 0:00 - Introduction to Data Collection by Auto Manufacturers 0:32 - Data Collection Methods by Major Brands 1:28 - Telemetric Systems and GPS Concerns 2:40 - Smartphone Integration and In-Car Sensors 3:10 - Legal Implications and Lack of Privacy 3:40 - Steps to Disable Data Collection (Ford) 4:20 - Steps to Disable Data Collection (Tesla) 5:20 - Steps to Disable Data Collection (GM) 5:50 - Steps to Disable Data Collection (Toyota) 6:47 - Positive Use of Telematics for Insurance 7:35 - Additional Privacy Tips and Final Advice
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC5DQUNERDQ2NkIzRUQxNTY1

5 Ways to STOP Auto Manufacturers from Collecting Your Data

Did you hear the news? State Farm General Insurance was downgraded to a “B” rating last week. 📰 This change could have serious implications for many individuals and businesses. Today, we’ll break down the 4 things you need to know if you’re a State Farm client. ✔️ What does a “B” rating mean? Understand how it reflects an insurer’s financial stability and reliability. ✔️ How it affects you: Learn the potential impact on claims, premiums, and policy renewals. ✔️ What to watch for: Tips to evaluate your current coverage and ensure you’re still protected. ✔️ Your next steps: Why working with A-Rated companies like Trailstone Insurance Group can provide peace of mind. 💬 We want to hear from you! Are you a State Farm client concerned about this downgrade? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/UKuF4TeKXzY #StateFarmDowngrade #ARatedInsurance #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC41MzJCQjBCNDIyRkJDN0VD

State Farm Downgraded to a “B” Rating: What It Means for You

People keep asking us, “Why is my mortgage payment skyrocketing?” Even with a fixed-rate mortgage, rising costs like insurance or property taxes could be the culprit. And then there’s the confusing Mortgage Escrow Analysis—what is it, and how does it affect you? ✔️ What is Escrow Analysis? Learn how it works and why it might increase your payment. ✔️ Why it’s happening: Rising property taxes, insurance premiums, and other costs explained. ✔️ What to do next: Steps you can take to address a skyrocketing mortgage payment. 💬 We want to hear from you! Are you struggling with a higher mortgage payment? Share your experience in the comments below, and let’s navigate this together. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #MortgageEscrowAnalysis #MortgageTips #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC4xMkVGQjNCMUM1N0RFNEUx

Why Is Your Mortgage Payment Skyrocketing? Let’s Talk About Escrow Analysis

Colorado homeowners are feeling the pinch! 😰 Property tax bills for 2024 have skyrocketed, and to make matters worse, the average homeowner’s insurance premium is increasing by 22%. If you’re not taking steps to reduce your insurance costs, your mortgage payment could soar unexpectedly. ✔️ Why costs are rising: Understand the impact of property taxes and insurance hikes. ✔️ How it affects your mortgage: Learn how escrow payments play a role in your monthly bill. ✔️ Money-saving tips: Get the inside scoop on reducing your homeowner’s insurance and keeping your mortgage payments manageable. 💬 We want to hear from you! Are you seeing these increases in your property tax and insurance bills? Share your experience in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #SaveOnMortgage #HomeInsuranceTips #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC4wOTA3OTZBNzVEMTUzOTMy

The Shocking Reason Colorado Property Taxes Are Rising So Fast

The Top 10 insurance companies all raised rates by at least 10% and some as high as 34% in 2023, and more increases expected in 2024… Is your company on the bad list? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance 00:00 Introduction 00:21 Auto Insurance Rate Report 01:14 Top 10 Companies with Rate Increases 01:55 Top Company With Largest Increase 02:25 How We Can Help
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC41MjE1MkI0OTQ2QzJGNzNG

Top 10 Auto Insurance Companies Raising Rates in 2024

On December 18th, 2023 State Farm announced they are facing the worst homeowner’s loss ratio in 2 decades… so what does this mean for State Farm clients? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC41NkI0NEY2RDEwNTU3Q0M2

State Farm Faces Worst Homeowner’s Claims in 2 Decades!

Check out this video before you buy your insurance from Tesla. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/XDwUAPpYOHw https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC4wMTcyMDhGQUE4NTIzM0Y5

Shocking Tesla insurance stories

Owning a hot tub can be dangerous! Make sure you know the risks and how to properly insure in the event you, your family members, or a guest is injured in your hot tub. Also, what if your hot tub breaks? Are you covered? Find out! Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/46NXe6w —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance 00:00 Introduction 00:10 Matthew Perry 00:36 Hot Tub Stats 01:10 Are Hot Tubs Covered by Homeowner's Insurance? 01:33 Hot Tub Incidents 01:53 Claims 02:47 Outro
YouTube Video UEwxdkhOa2F2YXlscDBWOTZiWVBxMEtwazlHZWtBZTZTdC4yODlGNEE0NkRGMEEzMEQy

Avoid Costly Mistakes: Hot Tub Insurance Tips


Landlord - DP3
Congratulations on upgrading your home and building passive income by turning your old home into a rental property! 🏠💰 But here’s the big question: Do you need a landlord policy? ✔️ Why it’s important: Understand how landlord policies differ from standard homeowners insurance. ✔️ Key factors to consider: Learn about liability coverage, property protection, and tenant-related risks. ✔️ Expert advice: How Trailstone Insurance Group can help you find the right coverage for your rental property. 💬 We want to hear from you! Are you considering renting out your home? Share your questions or experiences in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/8ESWG6ABQFs #LandlordInsurance #PassiveIncome #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsb1lJYnMyYXQ5cktFS2duQVA0cUV2dS41MjE1MkI0OTQ2QzJGNzNG

3 Critical Mistakes to Avoid When Building Passive Income

Today’s question comes from James in Phoenix, who asked about Landlord Insurance—also known in the industry as a Dwelling Fire Policy or DP3. Let’s break down the key exclusions so you know what isn’t covered by this type of policy. ✔️ Tenant belongings: Landlord policies don’t cover your tenant’s personal property. ✔️ Normal wear and tear: Maintenance issues or aging property repairs are not included. ✔️ Vacancy exclusions: Coverage may be reduced or voided if the property is unoccupied for a long time. ✔️ Flood or earthquake damage: These require separate policies for full protection. 💬 We want to hear from you! Have questions about your landlord policy or DP3 coverage? Share them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #LandlordInsurance #DP3Policy #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsb1lJYnMyYXQ5cktFS2duQVA0cUV2dS4wMTcyMDhGQUE4NTIzM0Y5

STOP Making These Costly Landlord Insurance Mistakes!

Your landlord insurance package will include several coverage types designed for your risks. The exact details of your coverage will vary, but this video will cover some key protections that Landlord policies can provide. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlsb1lJYnMyYXQ5cktFS2duQVA0cUV2dS41NkI0NEY2RDEwNTU3Q0M2

What does landlord insurance cover?

How much does landlord insurance cost? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlsb1lJYnMyYXQ5cktFS2duQVA0cUV2dS4yODlGNEE0NkRGMEEzMEQy

What's The Price Tag On Landlord Insurance? Find Out Now!


Homeowners
America’s Financial Ruin: Homeowners Unable to Afford Insurance 🏚️💸 Imagine working your whole life to buy your dream home—only to lose it because you can’t afford the insurance. That’s the crisis thousands of Americans face right now. Premiums are skyrocketing, insurance companies are pulling out of key states, and families are being forced into impossible choices. In this video, we uncover the real reasons behind this growing crisis—and the five powerful steps homeowners can take to protect their homes without going broke. ✔️ Why insurance premiums are up 21% nationwide—and even worse in CO & FL ✔️ Real stories from families priced out of coverage ✔️ What “force-placed insurance” is and why it’s dangerous ✔️ What the FAIR Plan is—and why it’s not enough ✔️ 5 strategies to lower your rates and protect your home 💡 This isn’t just about rising costs. It’s about survival. Don’t let a lack of coverage destroy everything you’ve worked for. There ARE solutions—and it starts here. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more homeowner insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert insurance breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • Colorado Division of Insurance – Rate Trends • What Is Force-Placed Insurance? • Understanding FAIR Plan Limitations • Risk Mitigation Programs That Can Lower Premiums #HomeInsuranceCrisis #InsuranceAffordability #ForcePlacedInsurance #TrailstoneInsurance #ProtectYourHome
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4zRjM0MkVCRTg0MkYyQTM0

Why Home Insurance Is Becoming Unaffordable in America? [PART 2]

America’s Financial Ruin: Homeowners Unable to Afford Insurance 🏚️💸 Imagine working your whole life to buy your dream home—only to lose it because you can’t afford the insurance. That’s the crisis thousands of Americans face right now. Premiums are skyrocketing, insurance companies are pulling out of key states, and families are being forced into impossible choices. In this video, we uncover the real reasons behind this growing crisis—and the five powerful steps homeowners can take to protect their homes without going broke. ✔️ Why insurance premiums are up 21% nationwide—and even worse in CO & FL ✔️ Real stories from families priced out of coverage ✔️ What “force-placed insurance” is and why it’s dangerous ✔️ What the FAIR Plan is—and why it’s not enough ✔️ 5 strategies to lower your rates and protect your home 💡 This isn’t just about rising costs. It’s about survival. Don’t let a lack of coverage destroy everything you’ve worked for. There ARE solutions—and it starts here. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more homeowner insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert insurance breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • Colorado Division of Insurance – Rate Trends • What Is Force-Placed Insurance? • Understanding FAIR Plan Limitations • Risk Mitigation Programs That Can Lower Premiums #HomeInsuranceCrisis #InsuranceAffordability #ForcePlacedInsurance #TrailstoneInsurance #ProtectYourHome
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS5GM0Q3M0MzMzY5NTJFNTdE

Why Home Insurance Is Becoming Unaffordable in America?

America’s Financial Ruin: Homeowners Unable to Afford Insurance 🏚️💸 Imagine working your whole life to buy your dream home—only to lose it because you can’t afford the insurance. That’s the crisis thousands of Americans face right now. Premiums are skyrocketing, insurance companies are pulling out of key states, and families are being forced into impossible choices. In this video, we uncover the real reasons behind this growing crisis—and the five powerful steps homeowners can take to protect their homes without going broke. ✔️ Why insurance premiums are up 21% nationwide—and even worse in CO & FL ✔️ Real stories from families priced out of coverage ✔️ What “force-placed insurance” is and why it’s dangerous ✔️ What the FAIR Plan is—and why it’s not enough ✔️ 5 strategies to lower your rates and protect your home 💡 This isn’t just about rising costs. It’s about survival. Don’t let a lack of coverage destroy everything you’ve worked for. There ARE solutions—and it starts here. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more homeowner insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert insurance breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • Colorado Division of Insurance – Rate Trends • What Is Force-Placed Insurance? • Understanding FAIR Plan Limitations • Risk Mitigation Programs That Can Lower Premiums #HomeInsuranceCrisis #InsuranceAffordability #ForcePlacedInsurance #TrailstoneInsurance #ProtectYourHome
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4yMDhBMkNBNjRDMjQxQTg1

Why Home Insurance Is Becoming Unaffordable in America

Short-Term Rentals & Insurance: Are You Really Covered? Thinking about listing your home on Airbnb or Vrbo? 🏡 💰  It’s a great way to earn extra income—but if you don’t inform your insurance company, your coverage could be VOID! Today, we’re breaking down how major insurers handle short-term rentals (STRs) so you can protect your home, your guests, and your wallet! ✔️  Why standard homeowners insurance doesn’t cover STRs—and how to fix it. ✔️  How top insurance companies handle short-term rentals—which ones offer the best protection? ✔️  Real-life horror stories & success cases—avoid costly mistakes and protect your rental property! 💬  Are you hosting on Airbnb or Vrbo? Drop a comment below and let us know how you handle your STR insurance! ————————————————————————— Get a Quote & Protect Your STR ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗  https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞  303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️  Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️  Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️  Check out our blog for more rental property insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥  Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AirbnbInsurance #ShortTermRental #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS5ENDU4Q0M4RDExNzM1Mjcy

[PART 4] Are You Covered? The Truth About Airbnb Host Insurance

Short-Term Rentals & Insurance: Are You Really Covered? Thinking about listing your home on Airbnb or Vrbo? 🏡 💰  It’s a great way to earn extra income—but if you don’t inform your insurance company, your coverage could be VOID! Today, we’re breaking down how major insurers handle short-term rentals (STRs) so you can protect your home, your guests, and your wallet! ✔️  Why standard homeowners insurance doesn’t cover STRs—and how to fix it. ✔️  How top insurance companies handle short-term rentals—which ones offer the best protection? ✔️  Real-life horror stories & success cases—avoid costly mistakes and protect your rental property! 💬  Are you hosting on Airbnb or Vrbo? Drop a comment below and let us know how you handle your STR insurance! ————————————————————————— Get a Quote & Protect Your STR ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗  https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞  303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️  Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️  Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️  Check out our blog for more rental property insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥  Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AirbnbInsurance #ShortTermRental #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS45RTgxNDRBMzUwRjQ0MDhC

[PART 3] Are You Covered? The Truth About Airbnb Host Insurance

Short-Term Rentals & Insurance: Are You Really Covered? Thinking about listing your home on Airbnb or Vrbo? 🏡 💰  It’s a great way to earn extra income—but if you don’t inform your insurance company, your coverage could be VOID! Today, we’re breaking down how major insurers handle short-term rentals (STRs) so you can protect your home, your guests, and your wallet! ✔️  Why standard homeowners insurance doesn’t cover STRs—and how to fix it. ✔️  How top insurance companies handle short-term rentals—which ones offer the best protection? ✔️  Real-life horror stories & success cases—avoid costly mistakes and protect your rental property! 💬  Are you hosting on Airbnb or Vrbo? Drop a comment below and let us know how you handle your STR insurance! ————————————————————————— Get a Quote & Protect Your STR ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗  https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞  303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️  Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️  Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️  Check out our blog for more rental property insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥  Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AirbnbInsurance #ShortTermRental #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4yMUQyQTQzMjRDNzMyQTMy

[PART 2] Are You Covered? The Truth About Airbnb Host Insurance

Short-Term Rentals & Insurance: Are You Really Covered? Thinking about listing your home on Airbnb or Vrbo? 🏡 💰  It’s a great way to earn extra income—but if you don’t inform your insurance company, your coverage could be VOID! Today, we’re breaking down how major insurers handle short-term rentals (STRs) so you can protect your home, your guests, and your wallet! ✔️  Why standard homeowners insurance doesn’t cover STRs—and how to fix it. ✔️  How top insurance companies handle short-term rentals—which ones offer the best protection? ✔️  Real-life horror stories & success cases—avoid costly mistakes and protect your rental property! 💬  Are you hosting on Airbnb or Vrbo? Drop a comment below and let us know how you handle your STR insurance! ————————————————————————— Get a Quote & Protect Your STR ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗  https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞  303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️  Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️  Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️  Check out our blog for more rental property insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥  Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AirbnbInsurance #ShortTermRental #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS41QTY1Q0UxMTVCODczNThE

[PART 1] Are You Covered? The Truth About Airbnb Host Insurance

Short-Term Rentals & Insurance: Are You Really Covered? Thinking about listing your home on Airbnb or Vrbo? 🏡 💰  It’s a great way to earn extra income—but if you don’t inform your insurance company, your coverage could be VOID! Today, we’re breaking down how major insurers handle short-term rentals (STRs) so you can protect your home, your guests, and your wallet! ✔️  Why standard homeowners insurance doesn’t cover STRs—and how to fix it. ✔️  How top insurance companies handle short-term rentals—which ones offer the best protection? ✔️  Real-life horror stories & success cases—avoid costly mistakes and protect your rental property! 💬  Are you hosting on Airbnb or Vrbo? Drop a comment below and let us know how you handle your STR insurance! ————————————————————————— Get a Quote & Protect Your STR ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗  https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞  303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️  Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️  Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️  Check out our blog for more rental property insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥  Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AirbnbInsurance #ShortTermRental #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS5EQUE1NTFDRjcwMDg0NEMz

Avoid Airbnb Insurance Mistakes – What Every Host Must Know!

The 5 Biggest Problems with Home Insurance (And How to Avoid Them) 🏠⚠️ Did you know that some of the largest insurance companies—State Farm, Allstate, USAA, and Farmers—deny nearly HALF of their home insurance claims? That’s just one of the shocking facts we’re exposing in today’s video. Join Tia from Trailstone Insurance as she uncovers the five biggest problems in the home insurance industry—and how you can protect yourself from surprise denials, steep premium hikes, and discriminatory pricing. ✔️ Problem #1: High claim denial rates (👎 Nearly 50% of claims denied) ✔️ Problem #2: Steep and unjustified annual premium increases ✔️ Problem #3: Non-renewals in high-risk areas like wildfire zones ✔️ Problem #4: Lack of transparency and confusing policy language ✔️ Problem #5: Pricing discrimination based on credit, ZIP code & more 💡 Don’t wait until disaster strikes to find out you’re not covered. Let Trailstone shop your policy with over 40 A-rated insurance companies—so you get the right coverage at the right price. 💬 Have a frustrating home insurance story or recent rate hike? Share it in the comments. We’d love to hear from you. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Rate Increases Breakdown National Mortgage News – Non-Renewals in High-Risk Areas #HomeInsurance #InsuranceProblems #PolicyDenials #TrailstoneInsurance #InsuranceTips #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4zMDg5MkQ5MEVDMEM1NTg2

[PART 2] The 5 Biggest Problems with Home Insurance (And How to Avoid Them)

The 5 Biggest Problems with Home Insurance (And How to Avoid Them) 🏠⚠️ Did you know that some of the largest insurance companies—State Farm, Allstate, USAA, and Farmers—deny nearly HALF of their home insurance claims? That’s just one of the shocking facts we’re exposing in today’s video. Join Tia from Trailstone Insurance as she uncovers the five biggest problems in the home insurance industry—and how you can protect yourself from surprise denials, steep premium hikes, and discriminatory pricing. ✔️ Problem #1: High claim denial rates (👎 Nearly 50% of claims denied) ✔️ Problem #2: Steep and unjustified annual premium increases ✔️ Problem #3: Non-renewals in high-risk areas like wildfire zones ✔️ Problem #4: Lack of transparency and confusing policy language ✔️ Problem #5: Pricing discrimination based on credit, ZIP code & more 💡 Don’t wait until disaster strikes to find out you’re not covered. Let Trailstone shop your policy with over 40 A-rated insurance companies—so you get the right coverage at the right price. 💬 Have a frustrating home insurance story or recent rate hike? Share it in the comments. We’d love to hear from you. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Rate Increases Breakdown National Mortgage News – Non-Renewals in High-Risk Areas #HomeInsurance #InsuranceProblems #PolicyDenials #TrailstoneInsurance #InsuranceTips #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS45ODRDNTg0QjA4NkFBNkQy

[PART 1] The 5 Biggest Problems with Home Insurance (And How to Avoid Them)

The 5 Biggest Problems with Home Insurance (And How to Avoid Them) 🏠⚠️ Did you know that some of the largest insurance companies—State Farm, Allstate, USAA, and Farmers—deny nearly HALF of their home insurance claims? That’s just one of the shocking facts we’re exposing in today’s video. Join Tia from Trailstone Insurance as she uncovers the five biggest problems in the home insurance industry—and how you can protect yourself from surprise denials, steep premium hikes, and discriminatory pricing. ✔️ Problem #1: High claim denial rates (👎 Nearly 50% of claims denied) ✔️ Problem #2: Steep and unjustified annual premium increases ✔️ Problem #3: Non-renewals in high-risk areas like wildfire zones ✔️ Problem #4: Lack of transparency and confusing policy language ✔️ Problem #5: Pricing discrimination based on credit, ZIP code & more 💡 Don’t wait until disaster strikes to find out you’re not covered. Let Trailstone shop your policy with over 40 A-rated insurance companies—so you get the right coverage at the right price. 💬 Have a frustrating home insurance story or recent rate hike? Share it in the comments. We’d love to hear from you. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Rate Increases Breakdown National Mortgage News – Non-Renewals in High-Risk Areas #HomeInsurance #InsuranceProblems #PolicyDenials #TrailstoneInsurance #InsuranceTips #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS5EMEEwRUY5M0RDRTU3NDJC

The 5 Biggest Problems with Home Insurance (And How to Avoid Them)

📢 The 5 Biggest Problems with Home Insurance—What They Don’t Want You to Know! 💰 Did you know some of the biggest home insurance companies—like State Farm, Allstate, and USAA—deny nearly HALF of their claims? 😱 📉 Your rates keep going up, but your coverage keeps shrinking! If you’re tired of overpaying and getting the runaround, here are the TOP 5 problems with home insurance and how to protect yourself. 🚨 Top 5 Home Insurance Problems: 1️⃣ High Claim Denial Rates – Some insurers deny nearly 50% of claims (yikes!). 2️⃣ Massive Premium Increases – Farmers raised rates by 19.4% in 2023 alone! 3️⃣ Policy Cancellations – State Farm dropped 72,000 policies in high-risk areas. 4️⃣ Hidden Exclusions & Poor Service – Call centers, fine print, and misleading policies. 5️⃣ Unfair Pricing – Credit scores, ZIP codes, and even your job can increase your rates! 🔎 What Can You Do? ✅ Check your policy – Make sure you’re not overpaying or under-covered. ✅ Compare your options – Don’t settle for what a single company offers. ✅ Work with an independent agent – Trailstone shops 40+ insurers to find YOU the best deal. 💬 Have you had an insurance nightmare? Share your story in the comments! ————————————————————————— 🔎 Get a FREE Home Insurance Quote Today! ————————————————————————— 🔗 Click here for a free policy review 📞 Call us at: 303-792-2355 ————————————————————————— 📺 More Must-Watch Home Insurance Videos ————————————————————————— 🎥 Watch More Home Insurance Tips: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeInsurance #InsuranceClaimDenied #TrailstoneInsurance #SaveMoney
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS40NzZCMERDMjVEN0RFRThB

5 Biggest Home Insurance Problems—Are You at Risk?

Top 5 Mistakes When Purchasing Homeowners’ Insurance – Avoid Costly Errors! Imagine buying homeowners’ insurance thinking you're covered—only to find out, after a claim, that you’re missing something crucial. 😱 Two out of three U.S. homes are underinsured—don’t let that be you! ✔️ Mistake #1: Not buying enough coverage—why replacement cost matters more than market value. ✔️ Mistake #2: Not knowing what’s covered (or excluded!)—floods, earthquakes, and sewer backups may not be included. ✔️ Mistake #3: Not shopping around—how comparing policies can save you thousands. ✔️ Mistake #4: Failing to update your policy—life changes, and so should your coverage! ✔️ Mistake #5: Ignoring discounts—bundling, security systems, and other smart savings tips. 💬 Have you ever been surprised by what your homeowners’ insurance didn’t cover? Share your story in the comments! ————————————————————————— Get a Quote & Save on Insurance ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more homeowners’ insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeInsuranceMistakes #HomeownersInsurance #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS5DQUNERDQ2NkIzRUQxNTY1

Top 5 Mistakes When Purchasing Homeowners’ Insurance

Gable vs. Hip Roofs: How Your Roof Shape Affects Your Insurance Rates! Ever wonder why your roof shape impacts your insurance rates? 🏠 Gable? Hip? Sounds like a geometry test, right? But trust me, this is one test you want to pass! Stick around, because by the end of this video, you’ll know the difference AND how it affects your insurance bill! ✔️ What’s a gable roof? The classic triangle shape—and why it’s riskier for wind damage. ✔️ What’s a hip roof? A more wind-resistant design that could lower your insurance premium. ✔️ How to save: Tips to reinforce your roof and ask your insurer about discounts! 💬 Now that you know, take a peek at your roof—gable or hip? Comment below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more expert insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful videos here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #RoofInsurance #GableVsHipRoof #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS41MzJCQjBCNDIyRkJDN0VD

Home Insurance Costs: Why Roof Shape Matters More Than You Think

If your house were to burn down, would your homeowners insurance cover the cost to rebuild? 🏠🔥 In this video, we tackle the BIG question: how much insurance is enough? Here’s what we’ll cover: ✔️ Rebuild costs: Why it’s not the price on Zillow or the county assessor’s site. ✔️ Insurance calculations: How companies determine your coverage amount. ✔️ Key factors: Labor, materials, and regional construction costs. ✔️ Tips to ensure accurate coverage: Avoid being underinsured when disaster strikes. 💡 Watch now to get the answers you need and protect your most valuable asset! Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylqrGF4l7rgwG35nmodHcVcM ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ #insurance #bestinsurance 00:00 Introduction 00:25 Client Question - Was my home underinsured? 01:10 Coverage A/Rebuilding Cost 01:50 3 Values to Consider 02:15 Replacement Cost Estimator 03:27 Comparisons 04:37 Insurance Value higher than Sales price 06:00 Zillow & Redfin Values 06:24 County Assessor Value 06:54 Coverage A Reflecting True Cost to Rebuild 07:18 Inflation Guard Endorsement 08:00 Need Help? Reach out
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4xMkVGQjNCMUM1N0RFNEUx

How Much Homeowners Insurance Do You Really Need?

Ever wondered what the real difference is between Replacement Cost Value (RCV) and Actual Cash Value (ACV) for your roof? 🏠 Knowing these terms can make a BIG impact on your insurance claims and financial security. ✔️ RCV explained: Learn how this coverage pays to replace your roof at today’s prices. ✔️ ACV breakdown: Find out why depreciation could leave you paying more out of pocket. ✔️ Why it matters: Discover which option offers better protection for your home and finances. 💬 We want to hear from you! Have questions about RCV or ACV? Drop them in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #RCVvsACV #HomeInsurance #TrailstoneInsurance 0:00 - Introduction and Key Terms 0:31 - Understanding RCV vs. ACV 1:02 - Impact on Insurance Claims 1:35 - Examples and Calculations 3:08 - Tips for Choosing the Right Policy 4:47 - Final Summary and Advice
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4wOTA3OTZBNzVEMTUzOTMy

What Your Insurance Company Doesn't Want You to Know About Roof Claims

We see this question a lot when people are replacing their roofs… so I wanted to talk through some of the options for your new roof that may help you receive a better insurance rate… The best roof shingles depend on your specific needs, budget, building codes and regional climate. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/pLhMi37GbLs ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
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Best Roof Types for Lower Insurance Rates

Want to know how you can reduce the cost of your insurance? In the last 5 years the United States has a seen an increase in wildfires and the resulting insurance claims have been devastating to the insurance markets… The large insurance losses have caused insurance underwriters to rethink the risk from fires and what can be done to reduce their exposure. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/46NXe6w —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/pLhMi37GbLs https://youtu.be/vsz2fZiXnng ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS41MjE1MkI0OTQ2QzJGNzNG

Wildfires increase insurance claims

Let’s talk about what the insurance companies are thinking about roofs and your insurance rates. The type of roof shingles on your home can impact insurance rates due to their durability and resistance to damage. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/46NXe6w —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/XDwUAPpYOHw https://youtu.be/svxRqA9vBMg ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscXJHRjRsN3Jnd0czNW5tb2RIY1ZjTS4wMTcyMDhGQUE4NTIzM0Y5

Your roof type can increase your insurance rates!


Auto
Can You Insure a Car Not in Your Name? 🚗❓ Can you insure a car that’s not registered in your name? Whether it’s a family car, company vehicle, or borrowed ride, the rules aren’t always straightforward. Some insurers say no, others say yes—so let’s break down your real options. ✔️ Why “insurable interest” matters (and why insurers care) ✔️ When it’s legal and possible to insure a non-owned car ✔️ Workarounds: co-titling, non-owner insurance, adding to the owner’s policy ✔️ Gaps in coverage you need to watch for ✔️ Who this impacts most—teens, borrowers, employees, and more 💡 Driving a car you don’t own? Don’t assume you’re covered. There are ways to get the protection you need without risking denied claims or paying out of pocket. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more auto insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Insurance.com – Non-Owner Car Insurance Explained National Association of Insurance Commissioners – Insurable Interest Guidelines #AutoInsurance #NonOwnerInsurance #InsuranceTips #PolicyAdvice #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi4zMDg5MkQ5MEVDMEM1NTg2

Can You Insure a Car That’s Not Yours?

Does My Personal Auto Insurance Cover a Rental Car? 🚗💥 You’re at the rental car counter, excited to hit the road, and then comes that question: “Would you like to add rental insurance?” Most people assume their personal auto insurance will cover everything—but that assumption could cost you big. In today’s video, we break down how your personal car insurance actually works with rental cars, what it does (and doesn’t) cover, and when saying yes to rental company coverage might save you from major headaches. ✔️ When your personal auto insurance does apply ✔️ Why “loss of use” and admin fees could catch you off guard ✔️ What rental car insurance packages really cover ✔️ Real-world examples of renters who saved—or paid the price ✔️ How to make the smartest, stress-free decision before your next trip 💡 Planning a vacation? Don't risk your wallet. Make sure you know what your policy covers before renting a car. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more auto insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • What’s the Difference Between CDW and LDW? • How to Avoid Common Rental Car Insurance Pitfalls • Your Credit Card Might Cover Rentals—But Read This First #RentalCarInsurance #AutoInsuranceTips #InsuranceAdvice #TrailstoneInsurance #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi45ODRDNTg0QjA4NkFBNkQy

Does Your Auto Insurance Cover Rental Cars?

The 5 Biggest Problems with Home Insurance (And How to Avoid Them) 🏠⚠️ Did you know that some of the largest insurance companies—State Farm, Allstate, USAA, and Farmers—deny nearly HALF of their home insurance claims? That’s just one of the shocking facts we’re exposing in today’s video. We’re uncovering the five biggest problems in the home insurance industry—and how you can protect yourself from surprise denials, steep premium hikes, and discriminatory pricing. ✔️ Problem #1: High claim denial rates (👎 Nearly 50% of claims denied) ✔️ Problem #2: Steep and unjustified annual premium increases ✔️ Problem #3: Non-renewals in high-risk areas like wildfire zones ✔️ Problem #4: Lack of transparency and confusing policy language ✔️ Problem #5: Pricing discrimination based on credit, ZIP code & more 💡 Don’t wait until disaster strikes to find out you’re not covered. Let Trailstone shop your policy with over 40 A-rated insurance companies—so you get the right coverage at the right price. 💬 Have a frustrating home insurance story or recent rate hike? Share it in the comments. We’d love to hear from you. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Rate Increases Breakdown National Mortgage News – Non-Renewals in High-Risk Areas #HomeInsurance #InsuranceProblems #PolicyDenials #TrailstoneInsurance #InsuranceTips #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi5EMEEwRUY5M0RDRTU3NDJC

Does Your Car Insurance Cover Rentals Abroad? [PART 2]

The 5 Biggest Problems with Home Insurance (And How to Avoid Them) 🏠⚠️ Did you know that some of the largest insurance companies—State Farm, Allstate, USAA, and Farmers—deny nearly HALF of their home insurance claims? That’s just one of the shocking facts we’re exposing in today’s video. We’re uncovering the five biggest problems in the home insurance industry—and how you can protect yourself from surprise denials, steep premium hikes, and discriminatory pricing. ✔️ Problem #1: High claim denial rates (👎 Nearly 50% of claims denied) ✔️ Problem #2: Steep and unjustified annual premium increases ✔️ Problem #3: Non-renewals in high-risk areas like wildfire zones ✔️ Problem #4: Lack of transparency and confusing policy language ✔️ Problem #5: Pricing discrimination based on credit, ZIP code & more 💡 Don’t wait until disaster strikes to find out you’re not covered. Let Trailstone shop your policy with over 40 A-rated insurance companies—so you get the right coverage at the right price. 💬 Have a frustrating home insurance story or recent rate hike? Share it in the comments. We’d love to hear from you. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more home insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Sources ——————————————— Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Rate Increases Breakdown National Mortgage News – Non-Renewals in High-Risk Areas #HomeInsurance #InsuranceProblems #PolicyDenials #TrailstoneInsurance #InsuranceTips #IndependentAgent
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi40NzZCMERDMjVEN0RFRThB

Does Your Car Insurance Cover Rentals Abroad? [PART 1]

Does Your Personal Auto Insurance Cover Rental Cars Abroad? 🌍🚘 Planning an international trip and thinking about renting a car? Before you grab the keys, here’s the question you must ask: Does your U.S. auto insurance cover rental cars overseas? The answer isn’t always simple—and skipping the right coverage could lead to serious out-of-pocket costs. In this video, we break down exactly what your policy covers abroad and what alternatives are available to keep you protected no matter where you travel. ✔️ What U.S. auto insurance does and doesn't cover overseas ✔️ Countries where coverage may (or may not) apply ✔️ What rental car insurance packages usually include ✔️ Credit card and travel insurance rental protections ✔️ 5-step checklist before renting a car internationally 💡 Don’t assume you’re covered—know before you go! Whether you're driving through Canada, Mexico, Europe, or beyond, the right insurance plan can save you from major financial headaches. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more auto insurance tips: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Visit our blog for expert travel + insurance advice: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • Which Countries Are Covered by U.S. Auto Insurance? • How to Use Credit Card Rental Coverage Safely • What Rental Car Insurance Should You Get Abroad? #TravelInsurance #RentalCarAbroad #AutoInsuranceTips #TrailstoneInsurance #InternationalTravel
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi5GNjNDRDREMDQxOThCMDQ2

Does Your Car Insurance Cover Rentals Abroad?

🚗 The 5 Biggest Problems with Auto Insurance – And How to Fix Them! Auto insurance is a must-have, but let’s be real—it can be a major headache. Rate hikes, denied claims, and confusing policies? Not on our watch! Today, we’re exposing the 5 biggest problems with auto insurance and how to protect yourself from them. ✔️ Why your rates keep going up—and how to stop it. ✔️ The biggest policy loopholes that could leave you uncovered. ✔️ How insurance companies use unfair pricing—and how to fight back! 💬 Have you ever had an issue with your auto insurance? Drop a comment below—we’d love to hear your experience! ————————————————————————— Compare & Save on Auto Insurance! ————————————————————————— Click here for a free, no-commitment quote from 40+ top insurance carriers: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for expert insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more auto insurance tips here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #AutoInsurance #InsuranceTips #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi45NDk1REZENzhEMzU5MDQz

5 Biggest Auto Insurance Problems & How to Solve Them!

🚗 Did you know 1 in 8 drivers on the road have NO car insurance? And even if they do, it might not be enough to cover your damages. That’s where Uninsured and Underinsured Motorist (UM/UIM) Coverage comes in—but most people don’t fully understand it! ✔️ What is UM/UIM coverage? How it protects you from uninsured & underinsured drivers. ✔️ The biggest myths—isn’t it already included in "full coverage"? (Spoiler: It’s not.) ✔️ Why YOU need it—from medical bills to hit-and-runs, this coverage could save you thousands! 💬 Do you have UM/UIM on your policy? Drop a comment below if you’re unsure, and we’ll help! ————————————————————————— Check Your Coverage & Get a Free Quote ————————————————————————— Click here to receive your complimentary, no-commitment, 40 quotes: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for expert insurance breakdowns: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more insurance tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🎥 Watch more helpful insurance tips here: https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CarInsurance #UninsuredMotorist #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi5DQUNERDQ2NkIzRUQxNTY1

The Most Misunderstood Insurance Coverage: UM/UIM

Have you opened your latest car insurance bill and thought, “Wait a second… why did my premium go up?!” 🚗💸 Don’t worry—you’re not alone. In this video, we’ll break down the “why” behind those higher costs and share insights from our December 2024 analysis. ✔️ What’s driving the increases? Discover the key factors, from rising repair costs to increased claims. ✔️ How it impacts you: Understand how these trends are affecting your premiums. ✔️ What you can do: Get actionable tips to lower your insurance costs while staying protected. 💬 We want to hear from you! Have you noticed a recent increase in your car insurance premium? Share your thoughts and questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #CarInsuranceRates #InsurancePremiums #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi41MzJCQjBCNDIyRkJDN0VD

Did Your Car Insurance Premium Go Up?

Deciding between Good Sam, AAA, or adding towing to your auto insurance? 🚗 We’ve got you covered! This video dives into: ✔️ Coverage options: towing limits, roadside assistance, and trip interruption benefits ✔️ Cost breakdown: membership fees vs. insurance add-ons ✔️ Service quality: customer reviews and response times ✔️ Geographical coverage: the best choice for your travel needs ✔️ Extra perks: travel discounts, trip planning, and RV-specific features ✔️ Claims process: how easy is it to get help? ✔️ Personal preferences: loyalty, past experiences, and more! 💡 Watch now to discover the pros and cons of each option and make the best choice for your unique needs! Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ #insurance #bestinsurance 0:00 - Introduction 0:32 - Impact of Roadside Claims on Insurance 1:04 - Benefits of AAA and Good Sam 1:36 - How to Switch to Better Roadside Options
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi4xMkVGQjNCMUM1N0RFNEUx

Should I get Good Sam or AAA instead of towing coverage on my auto policy?

Congratulations, parents! 🎉 Your teen just got their driver’s license—a huge milestone on their journey to independence. 🚗 But before they hit the road, let’s talk about the crucial steps to keep them safe behind the wheel. ✔️ Safety tips: Learn the essentials for protecting your teen on the road. ✔️ Insurance insights: Understand how adding a teen driver impacts your policy. ✔️ Exclusive resource: Get Trailstone Insurance Group’s FREE Teen Driver ToolKit to make this transition smooth and stress-free. 📋 Download your FREE Toolkit here: https://www.cognitoforms.com/TrailstoneInsurancecom/TrailstoneTeenDriverToolkit 💬 We want to hear from you! What’s your top concern about your teen hitting the road? Share in the comments below! ————————————————————————— Get Your Free Teen Driver ToolKit ————————————————————————— Click here to download your complimentary Teen Driver ToolKit: https://trailstoneinsurancegroup.com/teen-toolkit/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/O0p9LymPNeU https://youtu.be/-Hkhg9cwi9I #TeenDrivers #DriverSafety #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi4wOTA3OTZBNzVEMTUzOTMy

Your Teen Just Got Their Driver’s License? Here’s What You Need to Know

People always ask me, “Tia, will my rates go up when my 16-year-old gets their driver’s license?” The answer is yes—adding a teenage driver to your auto insurance policy typically leads to increased premiums. ✔️ Why does it happen? Learn the reasons behind higher rates for teen drivers. ✔️ How much will it go up? Understand the factors that influence the cost. ✔️ How to save: Get tips to manage these changes and keep premiums as low as possible. 📋 Download your FREE Toolkit here: https://www.cognitoforms.com/TrailstoneInsurancecom/TrailstoneTeenDriverToolkit 💬 We want to hear from you! Have you added a teen to your policy? Share your experience in the comments below! ————————————————————————— Get Your Free Teen Driver ToolKit ————————————————————————— Click here to download your complimentary Teen Driver ToolKit: https://trailstoneinsurancegroup.com/teen-toolkit/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/NtmrepgjLMc https://youtu.be/O0p9LymPNeU #TeenDrivers #InsurancePremiums #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi41MjE1MkI0OTQ2QzJGNzNG

How Your Teen's Driver's License Can Jack Up Your Insurance Rates!

Adding your teen driver to your insurance policy can feel like navigating a maze of costs and options. Yes, it can be expensive and confusing, but don’t worry—there are smart strategies to help you save money while keeping your family covered. ✔️ Understand the costs: Learn why insuring a teen driver is pricey. ✔️ Money-saving strategies: Explore discounts, safe driving programs, and policy bundling tips. ✔️ Expert advice: Ensure you and your teen are adequately protected without breaking the bank. 📋 Download your FREE E-Book Toolkit here: https://www.cognitoforms.com/TrailstoneInsurancecom/TrailstoneTeenDriverToolkit 💬 We want to hear from you! What’s your biggest concern about adding a teen to your policy? Share in the comments below! ————————————————————————— Get Your Free Teen Driver ToolKit ————————————————————————— Click here to download your complimentary Teen Driver ToolKit: https://trailstoneinsurancegroup.com/teen-toolkit/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/NtmrepgjLMc https://youtu.be/O0p9LymPNeU #TeenDrivers #InsuranceSavings #TrailstoneInsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi4wMTcyMDhGQUE4NTIzM0Y5

8 Ways to Save Money When Adding a Teen Driver to Your Insurance Policy

Windshields have become much more expensive over the last five years, leaving many drivers wondering: “Does my insurance cover a windshield repair or replacement?” And, if it does, “Will it affect my rates?” Let’s clear this up. ✔️ What’s covered: Learn when comprehensive insurance pays for repairs or replacements. ✔️ Repair vs. replacement: Understand the difference in coverage for small cracks vs. full replacements. ✔️ Impact on rates: Find out if filing a claim for your windshield will cause your premiums to rise. 💬 We want to hear from you! Have questions or experiences with windshield repairs and insurance? Share in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #WindshieldCoverage #ComprehensiveInsurance #TrailstoneInsurance 00:00 Introduction 00:24 Q&A 00:56 Coverages 01:39 Deductibles Explained 01:56 State Law Mandates 02:36 Tips on Coverage 04:11 Answer to Question 05:08 Impact of too many claims 06:12 Dave Ramsey Advice 07:04 Bonus Tip 07:53 Outro
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi4yODlGNEE0NkRGMEEzMEQy

STOP Overpaying for Auto Insurance Due to Windshield Repair Mistakes

Using Turo to make some extra money is great right? …Well there are some things to consider before you turn your personal car into rental. So when you rent out your car on a platform like Turo, Fluid, or Kyte it becomes a commercial activity, and personal auto insurance policies typically exclude coverage for such activities. Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/46NXe6w —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ——————————————— Popular & Related Videos ——————————————— https://youtu.be/svxRqA9vBMg https://youtu.be/1zsSVXKYXZU ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlsclhxRTdGV3BMSlRPdmtKMDlocDVUMi41NkI0NEY2RDEwNTU3Q0M2

Does my insurance cover me for Turo?


Mortgage
Are you shopping for a new home or refinancing your current mortgage? 🏠 Buckle up, because mortgage rates are flirting with the 7% mark again! 🚀 But don’t worry—there are ways to save your hard-earned money even in today’s market. ✔️ Why rates are rising: Understand the factors driving the increase. ✔️ Money-saving strategies: Tips for locking in the best rates and reducing costs. ✔️ Expert advice: How Trailstone Insurance Group can help you bundle home insurance to save even more. 💬 We want to hear from you! What challenges are you facing with mortgage rates? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #MortgageRates #HomeBuyingTips #TrailstoneInsurance 00:00 Introduction 00:43 30-Year Rate Average 01:46 PCE Index 02:14 Higher Interest Rates On The Way 02:25 Mortgage Payment Breakdown 03:06 Insurance Reduction
YouTube Video UEwxdkhOa2F2YXlscUlYYUpMemJtSGNKLTluN2xZVHBFaC41NkI0NEY2RDEwNTU3Q0M2

7% Mortgage Rates Are Back Here's What You Need to Know

What is the difference between Loan Amount and rebuilding cost for my home -- and why does it matter to my Mortgage company? Click here to receive your complimentary, no commitment, 40 quotes: https://bit.ly/4aefB6T ————————————————————————— Popular and Related Videos ————————————————————————— What is "Reinsurance"? https://youtu.be/XDwUAPpYOHw —————————————————————————————— Follow Trailstone Insurance Group for more savings —————————————————————————————— Subscribe to Trailstone Insurance Group : https://bit.ly/41gpPQt Check out our website: http://www.trailstoneinsurance.com/ ————————————————————————— Trailstone Insurance Group on Social Media ————————————————————————— Facebook: https://www.facebook.com/TrailstoneInsuranceGroup/ Instagram: https://www.instagram.com/trailstoneinsurance 0:00 Intro 0:19 Difference between Loan Amount and Rebuilding Cost 5:30 Outro #insurance #bestinsurance
YouTube Video UEwxdkhOa2F2YXlscUlYYUpMemJtSGNKLTluN2xZVHBFaC4yODlGNEE0NkRGMEEzMEQy

What's the difference between Loan Amount and Rebuilding Cost & why does it matter?


Umbrella
Parents, did you know your teenager’s social media activity could put your entire family at risk? 📱 The shocking truth is that cyberbullying and other online dangers can lead to serious financial and legal consequences. ✔️ The risks: How social media activity can expose your family to liability. ✔️ Umbrella insurance explained: Why it’s a must-have for financial protection. ✔️ 5 ways to stay safe: Practical steps to safeguard your teen and your family’s wellbeing. 💬 We want to hear from you! What concerns you most about your teen’s online activity? Share your thoughts in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #TeenSafety #UmbrellaInsurance #trailstoneinsurance 0:00 - Introduction and Risks of Social Media 0:31 - The Hidden Dangers of Cyberbullying 1:03 - How Social Media Platforms Contribute 2:07 - Understanding Umbrella Insurance Policies 3:09 - Legal Consequences for Parents 4:47 - Real-Life Scenarios and Examples 6:15 - Steps to Protect Your Teen and Family 8:12 - Conclusion and Taking Action
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5 Ways to Protect Your Teen from Cyberbullying and Financial Disaster

It’s Umbrella Insurance 101 day! ☂️ Wondering what umbrella insurance is and why it might be a must-have for your financial security? Let’s break it down. ✔️ What is it? A quick and simple explanation of umbrella insurance. ✔️ What does it cover? From lawsuits to unexpected liability, find out how it protects you. ✔️ Myth-busting: Learn the truth behind 3 common myths about umbrella insurance. 💬 We want to hear from you! Do you have questions about umbrella insurance? Share them in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #UmbrellaInsurance #Insurance101 #trailstoneinsurance 0:00 - Introduction to Umbrella Insurance 0:30 - What is Umbrella Insurance? 1:00 - Coverage and Benefits of Umbrella Insurance 1:32 - What Umbrella Insurance Does Not Cover 2:38 - How Much Coverage Do You Need? 3:20 - Common Myths About Umbrella Insurance 4:15 - Why Umbrella Insurance is Affordable and Necessary 5:10 - Conclusion and How to Get Help
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Are You Wasting Money on Umbrella Insurance?

Recently, a new customer asked us, “Does my umbrella insurance policy cover my wedding ring?” Their previous agent told them, “Umbrella insurance covers everything.” 😬 OH boy, this is bad advice! ✔️ What does umbrella insurance actually cover? Learn about its true purpose—liability protection, not personal property. ✔️ Why your wedding ring isn’t included: Understand the limitations and what type of coverage you really need. ✔️ How to protect valuables: Tips for adding scheduled personal property coverage to your policy. 💬 We want to hear from you! Have questions about what your umbrella policy covers? Drop them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #UmbrellaInsurance #ValuablesCoverage #TrailstoneInsurance
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Does Umbrella Insurance Cover Your Wedding Ring? Let’s Clear This Up


True Crime
Hey there, insurance enthusiasts! 🔍 Welcome back to our True Crime Insurance Talk series. Today’s story is straight out of a blockbuster movie—a tale so wild, you won’t believe it’s true. We’re diving into the jaw-dropping saga of Harry Gordon, the Australian millionaire who faked his own death and almost got away with it! 🕵️‍♂️ With twists, turns, and plenty of suspense, this is one story you won’t want to miss. 💬 What do you think? Could Harry’s scheme have worked today? Share your thoughts or favorite insurance fraud stories in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylo1-kw_iLZrElmlPBZT5YoX #TrueCrimeInsuranceTalk #HarryGordon #InsuranceFraud 00:00 Introduction 00:29 Harry Gordon 00:57 The Master Plan 01:55 Insurance Company 02:11 The Great Escape 02:52 New Life 03:18 Trail of Surprises 04:20 The Aftermath 04:54 Confession of a Con 05:33 Conclusion
Millionaire Fakes Death What REALLY Happened to Harry Gordon
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Picture this: 23 people, all part of a “family and friend” network, orchestrating an elaborate auto insurance fraud scheme. 🚗💰 The alleged ringleader? Gerson Castro Martinez, a 34-year-old mastermind behind this tangled web of deception. ✔️ The Scheme: How the group staged accidents and falsified claims. ✔️ The Bust: The Urban Automobile Insurance Fraud Task Force’s big takedown. ✔️ The Impact: What this means for honest policyholders and insurance rates. 💬 We want to hear from you! What’s your take on this scandal? Share your thoughts or questions in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #InsuranceFraud #AutoInsurance #TrailstoneInsurance
3 Alarming Auto Insurance Mistakes Santa Clara County Residents Make
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Customer Story
Insurance Headaches? Let Trailstone Insurance Group Help! Tired of overpaying for insurance or dealing with unexpected deductibles? 😰 You’re not alone! Amy came to us feeling stuck, but at Trailstone Insurance Group, we make insurance simple and stress-free. ✔️ Understand your policy: No more surprises! ✔️ Personalized quotes: Find the best coverage at the right price. ✔️ Expert guidance: We’re here to answer your questions and help you save. 💡 Call us at 303-600-3742 or visit https://trailstoneinsurancegroup.com/quotes/ to get your personalized quote today! Let’s make insurance easy together. ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrNYdzJFx9yzPd4_QFCdhTA #TrailstoneInsurance #NoMoreHeadaches #InsuranceMadeEasy
STOP Getting Ripped Off by Your Insurance Agent!
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Commercial
Can I Put My Company Car on My Personal Auto Policy? 🚘🏢 Business owners, listen up! If you're trying to save money by insuring your company car on your personal auto policy, you might be setting yourself up for a costly denial. In this video, we’re breaking down what’s allowed, what’s risky, and what coverage options you actually have. ✔️ Why personal policies often exclude business-owned vehicles ✔️ What critical coverages you're likely missing ✔️ How to close gaps with endorsements like Extended Non-Owned Auto ✔️ When HNOA (Hired & Non-Owned Auto) coverage is necessary ✔️ When it’s time to switch to full commercial auto insurance 💡 Pro Tip: A personal policy might cost less—but if it won’t pay out in a claim, it could cost you everything. Get the facts first. ————————————————————————— Get a Free Commercial Auto Review ————————————————————————— 📝 Click here for a complimentary, no-obligation business policy comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 to speak with a commercial specialist. ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more business insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Read our blog for expert breakdowns: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related Articles & Resources ——————————————— • What is Hired & Non-Owned Auto (HNOA) Coverage? • 5 Common Gaps in Small Business Insurance • Personal Auto vs. Commercial Auto—Key Differences • When Should You Insure a Business Vehicle Commercially? #CommercialAuto #BusinessInsurance #CompanyCar #InsuranceTips #IndependentAgent #TrailstoneInsurance
Can You Insure a Company Car on a Personal Policy?
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Do I Need Cyber Liability Insurance? | Protect Your Business from Cyber Threats! Cyberattacks are no longer just a “big business” problem. In fact, every 39 seconds, a cyberattack occurs—and 60% of small businesses shut down within 6 months of a data breach. 😨 So… does your business actually need cyber liability insurance? Or is your general business insurance enough? In this video, Tia from Trailstone Insurance breaks it all down: ✅ Why cyber liability insurance matters ✅ What it covers (and what it doesn’t) ✅ Real-world examples of business owners getting hit ✅ How to choose the right policy for YOUR business 🎯 What You’ll Learn: • Common cyber threats small businesses face • Key benefits of cyber liability coverage • First-party vs. third-party coverage • What most general policies don’t cover • What to look for when shopping for a policy 👩‍💼 About Us: At Trailstone Insurance, we specialize in helping small business owners get the right protection—before disaster strikes. If you're unsure whether you’re fully covered, schedule a free consultation with us today. ————————————————————————— Get a Free Policy Review ————————————————————————— 📝 Click here for a complimentary, no-obligation quote comparison: https://trailstoneinsurancegroup.com/quotes/ 📞 Or call us at 303-792-2355 ————————————————————————— Stay Connected with Trailstone ————————————————————————— 📺 Subscribe for more insurance transparency: https://bit.ly/41gpPQt 📷 Follow us on Instagram: https://www.instagram.com/trailstoneinsurance 📚 Visit our blog for more expert advice: https://trailstoneinsurancegroup.com/blog/ ——————————————— Related & Recommended Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc 📰 Sources: Weiss Ratings – Big Insurers Deny Half of Claims Insurance.com – Home Insurance Rate Increases National Mortgage News – Non-Renewals #HomeInsurance #InsuranceClaims #TrailstoneInsurance #PolicyReview #InsuranceScams #HomeownersBeware
Do You Need Cyber Liability Insurance?
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💻 Does Your Business Need Cyber Liability Insurance? YES. Cyberattacks now target small businesses more than ever—one happens every 39 seconds. Your general liability policy likely doesn’t cover data breaches, ransomware, or lawsuits. Cyber liability insurance protects your business, customers, and reputation from digital threats. Don’t wait until it’s too late. #CyberInsurance #SmallBusinessProtection #DigitalSecurity #InsuranceTips #shorts
Do I need Cyber coverage?
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Does Your Homeowner’s Insurance Cover Your In-Home Hair Salon? Think Again. 💇‍♀️🏠 Running a hair salon from your home? You might assume your homeowner’s policy has you covered—but that could be a costly mistake! In this video, we’re diving into what your personal insurance doesn’t cover and the essential policies every in-home stylist should consider. ✔️ What your homeowner’s policy won’t cover: Slip-and-falls, damaged equipment, client lawsuits—yikes! ✔️ The coverage you actually need: In-home business insurance, general & professional liability, business property, and more. ✔️ How to protect your business: Easy steps to avoid financial disaster and keep your salon running smoothly. 💬 Have questions about coverage? Drop them in the comments—we’re happy to help! ————————————————————————— Let’s Make Sure You’re Covered ————————————————————————— Click here to receive your complimentary, no-commitment commercial insurance quote: 🔗 https://trailstoneinsurancegroup.com/quotes/ Or call us at 📞 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe for more business insurance insights: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Read our blog: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— 🔗 https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #HomeSalonInsurance #InHomeBusiness #TrailstoneInsurance #HairStylistCoverage #CommercialInsurance
Does Homeowners Insurance Cover Your Hair Salon?
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How a Supreme Court Decision Could Impact Your Business and Life Insurance Imagine owning a family business, only to find that a life insurance policy meant to protect your legacy ends up increasing your tax bill. Sounds confusing, right? 🤔 ✔️ What changed? Breaking down the recent Supreme Court decision affecting how life insurance impacts your company’s value for taxes. ✔️ What it means for you: Understand how this ruling could affect your family business and estate planning. ✔️ Next steps: Learn how to navigate these changes and protect your legacy. 💬 We want to hear from you! Have questions about life insurance and taxes for your business? Drop them in the comments below! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #LifeInsurance #BusinessTaxPlanning #trailstoneinsurance 0:00 - Introduction and Overview 0:32 - Supreme Court Ruling Overview 1:05 - Case Background: Connelly vs. United States 1:35 - IRS Arguments and Supreme Court Decision 2:06 - Implications of Ruling on Business Taxes 2:38 - Action Steps for Business Owners 3:22 - Conclusion and Call to Action
Understanding How LIFE INSURANCE Affects Your Family Business Taxes
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Hey business owners! Wondering if workers’ compensation insurance is necessary for your 1099 contractors? 🤔 This video has the answers you need! Before you make a decision, we’ll break down 3 critical factors to consider: ✔️ Legal requirements: Understand the rules for independent contractors in your state. ✔️ Risk assessment: Evaluate the nature of work and potential liabilities. ✔️ Cost vs. protection: Weigh the benefits of coverage against potential claims costs. 💡 Watch now to protect your business and ensure compliance! Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ #insurance #bestinsurance
Do You Need Workers’ Comp Insurance for 1099 Contractors? Find Out Now!
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Are you paying too much for your workers’ compensation insurance? 🤑 Has your agency explained what an “e-mod” is and how it can help you save BIG? In this video, we’ll simplify everything you need to know about: ✔️ What is an e-mod? How it impacts your premiums. ✔️ How to reduce your e-mod: Proven strategies to cut costs. ✔️ Why it matters: Unlock the potential savings for your business. 💡 Watch now for practical tips to take control of your workers’ comp costs and maximize your savings! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #WorkersCompensation #EModSavings #businessinsurance 0:00 - Introduction and Overview 0:31 - What is Workers Compensation Insurance? 1:03 - Understanding E-MOD (Experience Modification Factor) 1:35 - Comparing Company Scenarios 3:08 - Tips to Reduce E-MOD 4:37 - Partnering with Trailstone for Savings
Are You Overpaying for Workers’ Compensation Insurance? Learn How to Save Big!
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Attention business owners! 🚨 Today, we’re tackling a must-know topic: Workers’ Compensation Insurance. ✔️ What is it? A breakdown of how workers’ comp protects your employees and your business. ✔️ Why you need it: Avoid penalties, stay compliant, and safeguard your team. ✔️ Why Trailstone is your best choice: Get the best coverage at the best price, with expert guidance every step of the way. 💬 We want to hear from you! Have questions about workers’ comp? Drop them in the comments, and let’s chat! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ Or call us at 303-792-2355 ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylrV-9jthI7gD76NaIhN41kc #WorkersCompensation #BusinessInsurance #trailstoneinsurance 0:00 - Introduction and Overview 0:31 - What is Workers Compensation Insurance? 1:02 - Legal Requirements Across States 1:35 - Real-Life Case Studies 3:08 - Protecting Employees' Well-Being 4:47 - Choosing Trailstone Insurance Group
The TOP 5 Workers Compensation Insurance Myths You Need to Know
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Insurance Reviews
Do you believe the Google reviews you see? ⭐ I’ll admit, I usually check the 1-star reviews first, too! But with Trailstone Insurance Group, it’s not just about the numbers—it’s about what people are actually saying. With over 2,600 5-star Google reviews, our clients share their real experiences. Whether it’s our unmatched customer service, expert guidance, or dedication to finding the best insurance solutions, the stories behind the stars matter most. 💡 Watch now to learn why people trust Trailstone Insurance Group and see the difference for yourself! ————————————————————————— Get a Quote ————————————————————————— Click here to receive your complimentary, no commitment, 40 quotes: https://trailstoneinsurancegroup.com/quotes/ ————————————————————————— Stay Connected ————————————————————————— ➡️ Subscribe to our channel for more expert comparisons: https://bit.ly/41gpPQt ➡️ Follow us on Instagram: https://www.instagram.com/trailstoneinsurance ➡️ Check out our blog for more tips: https://trailstoneinsurancegroup.com/blog/ ——————————————— Popular & Related Videos ——————————————— https://www.youtube.com/playlist?list=PL1vHNkavaylpps_1UQEcmDGadHdAGf3ey 🔗 Find out more about us: Read our reviews here: https://www.google.com/search?q=trailstone+insurance+group&oq=trailstone+insurance+group&gs_lcrp=EgZjaHJvbWUqDQgAEAAY4wIYyQMYgAQyDQgAEAAY4wIYyQMYgAQyEwgBEC4YrwEYxwEYyQMYgAQYjgUyBwgCEAAYgAQyBggDEEUYPDIGCAQQRRg8MgYIBRBFGEEyBggGEEUYPTIGCAcQRRhB0gEIMjg4MmowajeoAgCwAgA&sourceid=chrome&ie=UTF-8#mpd=~1060974041227949060/customers/reviews Get a free insurance consultation today: https://trailstoneinsurancegroup.com/quotes/ #TrailstoneInsurance #GoogleReviews #customertrust 0:00 - Introduction and Milestone 0:31 - What Are Gated Reviews? 1:02 - Handling Negative Reviews 1:35 - Highlights from Client Feedback 3:09 - Personalized Client Stories 4:47 - Join the Trailstone Family
The Shocking Truth About 5-Star Google Reviews
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