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RV Insurance

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RV Insurance

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Recreational Vehicle Insurance

RV insurance, short for recreational vehicle insurance, provides coverage for motorhomes, campers, and trailers. This specialized insurance protects RV owners from financial loss in case of accidents, damages, or theft. It typically includes liability coverage, which pays for injuries or damages to others, as well as coverage for physical damage to the RV itself. RV insurance is important for ensuring peace of mind and financial protection while on the road.

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When hitting the road in your RV, having the right insurance coverage is essential to protect yourself, your passengers, and your vehicle.

Liability Coverage:

Liability coverage is a must-have for any RV owner. It protects you in case you’re at fault in an accident that causes injuries or property damage to others. Without liability coverage, you could be personally responsible for hefty expenses.

Collision Coverage:

Collision coverage helps pay for repairs to your RV if you’re involved in an accident with another vehicle or object. This coverage is crucial, especially considering the high cost of RV repairs.

Comprehensive Coverage:

Comprehensive coverage protects your RV from non-collision events such as theft, vandalism, fire, or natural disasters. It’s essential for safeguarding your investment in your RV.

Uninsured/Underinsured Motorist Coverage:

This coverage steps in if you’re in an accident caused by a driver who doesn’t have insurance or enough insurance to cover your damages. It ensures you’re not left footing the bill for someone else’s mistake.

Medical Payments Coverage:

Medical payments coverage helps pay for medical expenses for you and your passengers if you’re injured in an accident, regardless of who is at fault. This coverage can provide much-needed financial support during a stressful time.

Personal Injury Protection (PIP):

PIP coverage is similar to medical payments coverage but extends to cover lost wages and other expenses related to injuries sustained in an accident. It provides additional protection for you and your passengers. PIP is not available in all states.

Roadside Assistance:

Roadside assistance coverage can be a lifesaver when you’re on the road and encounter issues like a flat tire, dead battery, or running out of gas. This coverage ensures help is just a phone call away.

Total Loss Replacement:

Total loss replacement coverage pays for a new RV of similar make and model if your RV is deemed a total loss within a certain timeframe of purchase. It provides peace of mind knowing you won’t be left without a vehicle.

Vacation Liability Coverage:

Vacation liability coverage protects you if someone is injured at your campsite or around your RV while you’re parked. It’s a valuable coverage to have for added protection during your travels.

Personal Belongings Coverage:

Personal belongings coverage reimburses you for the loss of personal items inside your RV, such as clothing, electronics, and other valuables. It ensures you’re not left empty-handed in case of theft or damage.

Having all the right coverages on your RV policy ensures you have robust protection in place for a worry-free journey on the open road.

Why Choose Trailstone Insurance?

  • You will be treated just as we would want to be treated.
  • Providing you with excellent service is our commitment to you, in all we do.
  • You are our most valuable asset.
  • We’re your Ramsey Trusted pro in multiple states.
  • Over 40 financially strong “A” Rated insurance carriers.
  • As an independent insurance Agency, we work for you… not the insurance company.
  • Self-Service technology is available for you if preferred.
  • Personal, commercial, and life insurance solutions in one place.

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3 Different Ways to Get Started With a Quote.

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Get a Quote

3 Different Ways to Get Started With a Quote.

Online Quote
Contact Us