Flood Insurance
Typical home insurance policies do not cover flooding, leaving homeowners vulnerable to the devastating effects of natural disasters. Flood insurance is a crucial safeguard that can provide financial protection in the event of water damage caused by heavy rains, hurricanes, or overflowing rivers. Without this specialized coverage, homeowners may face significant losses that could be financially crippling.
Investing in flood insurance is a proactive measure that can offer peace of mind and security for homeowners living in high-risk flood zones. By understanding the limitations of standard home insurance policies and the importance of flood coverage, homeowners can ensure that their most valuable asset is adequately protected. Don’t wait until it’s too late – explore your options for flood insurance today to safeguard your home against potential water damage.
Get a QuoteFlood Insurance Building Coverage Includes:
Coverage for structural damage caused by flooding
Protection for personal belongings and contents
Additional living expenses coverage during repairs or relocation
Coverage for damages to electrical and plumbing systems
Reimbursement for expenses related to mold remediation
Coverage for detached structures on the property
Options for increasing coverage limits or adding endorsements
Flood Insurance Coverage Does Not Cover:
- Earth Movement
- Sewer Backup
- Gradual Damage
- Neglect and Lack of Maintenance
- Additional Living Expenses
- Currency and Precious Metals
- Loss of Use
Keep in mind that a some items may be valued at replacement cost. That means the actual cash value at the time of loss minus physical depreciation. Personal property is typically valued at replacement cost.
Talk with Trailstone Insurance Group today to identify the best combination of coverage, value and price just for you.
Why Choose Trailstone Insurance
- You will be treated just as we would want to be treated.
- Providing you with excellent service is our commitment to you, in all we do.
- You are our most valuable asset.
- We’re your Ramsey Trusted pro in multiple states.
- Over 40 financially strong “A” Rated insurance carriers.
- As an independent insurance Agency, we work for you… not the insurance company.
- Self-Service technology is available for you if preferred.
- Personal, commercial, and life insurance solutions in one place.