Commercial Property Insurance
Commercial Property Insurance
Trailstone Insurance Group is dedicated to serving the unique needs of businesses. We understand that commercial property insurance can be complex, and we are committed to helping you navigate through the intricacies of your policies. Our team of experts is here to provide you with the knowledge and guidance necessary to ensure that your business is properly protected. At Trailstone Insurance Group, we recognize that every business is different, which is why we tailor our services to meet your specific needs. Trust us to be your partner in safeguarding your business and securing its future. Contact us today to learn more about how we can assist you in protecting what matters most to you.
Get a QuoteCommon Coverages for Commercial Property Insurance
- Property Damage Coverage:
Property damage coverage typically includes protection for the physical structure of a commercial property, such as the building itself, fixtures, and permanently installed equipment. This coverage can help repair or replace damaged property due to covered perils like fire, vandalism, or natural disasters.
- Business Income Coverage:
Business income coverage, also known as business interruption insurance, helps compensate for lost income and operating expenses if a covered event forces a business to temporarily close. This coverage is crucial for maintaining financial stability during the recovery period.
- Flood Insurance:
Flood insurance provides protection against damage caused by flooding, which is not typically covered under standard commercial property insurance policies. As floods can have devastating consequences for businesses, securing this additional coverage is essential for comprehensive risk management.
- Crime Insurance:
Crime insurance offers financial protection against losses resulting from criminal activities such as theft, fraud, or vandalism. This coverage can help businesses recoup losses incurred from employee theft, robbery, or other illegal acts that impact their operations.
- Equipment Breakdown Coverage:
Equipment breakdown coverage safeguards against financial losses stemming from the sudden breakdown of crucial machinery and equipment. This coverage can help cover repair or replacement costs, as well as business losses incurred during the downtime.
- General Liability Coverage:
General liability coverage protects businesses from financial losses due to third-party claims of bodily injury, property damage, or advertising injury. This coverage is essential for managing legal expenses and potential settlements that may arise from covered incidents.
- Cyber Insurance Coverages:
Cyber insurance has become a crucial component of commercial property insurance policies in today’s digital age. Cyber insurance provides coverage for losses incurred due to cyber incidents such as data breaches, ransomware attacks, and business interruption caused by cyber events. In the context of commercial property insurance, cyber insurance can complement traditional property insurance by filling gaps in coverage related to cyber risks.
Trailstone Insurance Group understands the business insurance needs of our customers. The right coverage for you is unique –reach out to us today to find out how to protect your business and your future with the right insurance.
Why Choose Trailstone Insurance?
- You will be treated just as we would want to be treated.
- Providing you with excellent service is our commitment to you, in all we do.
- You are our most valuable asset.
- We’re your Ramsey Trusted pro in multiple states.
- Over 40 financially strong “A” Rated insurance carriers.
- As an independent insurance Agency, we work for you… not the insurance company.
- Self-Service technology is available for you if preferred.
- Personal, commercial, and life insurance solutions in one place.