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landlord

What Landlord Insurance Covers

Previously, the focus was on what is not covered, so let’s talk about what is covered in a landlord policy, also known as a Dwelling…

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change insurance companies before renewal

Insurance Companies: Should I Wait Before I Renew?

Can You Change Insurance Companies Before Renewal? Insurance rates are exploding… So do homeowners have to wait for their renewal to start saving money and…

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homeowners insurance rates increasing in 2024

Will Homeowners Insurance Rates Increase in 2024?

If you’re someone who just received your homeowners insurance renewal, then listen up! Today, Jennifer’s question from Colorado Springs is being answered. Jennifer asked: Will…

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difference between loan amount and insurance rebuilding cost

Understanding the Difference Between Loan Amount and Insurance Rebuilding Cost for Your Home

Are you paying too much on your insurance policy? Did your mortgage lender told you your rebuilding cost needed to match your loan amount? That’s…

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insurance renewals

Why Are Insurance Renewals increasing?! We’ll help you understand the Factors Behind Rate Increases Without Claims

Why insurance renewals continue to increase and what in the heck reinsurance is. The hope is to help everyone understand one more reason insurance rates…

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difference between an independent insurance agent and a captive insurance agent

The Difference Between an Independent Insurance Agent and a Captive Insurance Agent

Insurance agent and Captive insurance agent, what’s the difference? Dave Ramsey only endorses independent insurance agencies—why? Understanding the difference can save you thousands of dollars…

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insurance renewals going up

Why Are Insurance Renewals Increasing? Understanding the insurance department’s policy

Today the questions are a little different. These are questions I saw on the Department of Insurance’s (DOI) website about insurance rate increases. Department of…

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Understanding the Surge in Home Insurance Rates: Causes and Solutions

Today we are continuing to answer questions on the huge home insurance rate increases being seen across the US. This will shed some light on…

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