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Dave Ramsey NEVER Endorses Companies Like State Farm – Here’s Why!

Hey everyone, let’s talk about insurance agents for a moment—specifically, about the difference between independent and captive insurance agents. You’ve probably heard of Dave Ramsey, the finance guru who’s all about smart money moves. Well, he’s a big fan of independent insurance agencies like Trailstone Insurance, and there’s a several reasons behind it.

Let’s break it down. Captive agents represent major insurance companies like State Farm or Farmers. They’re limited to selling the products of their parent company, which means they can’t explore other options that might better suit your needs. Plus, sometimes it feels like they’re more focused on meeting their company’s goals than your needs.

On the flip side, independent insurance agents—like us at Trailstone Insurance Group—are more like free agents in the insurance world. We’ve got access to a wide range of top-rated insurance carriers, giving us the flexibility to find you the best coverage at the best price, without being tied to any single company’s agenda. In fact, Trailstone Insurance Group works with more than 40 “A” rated insurance companies, this allows us to shop and find you the best rate and prices every time.

Now, you might be wondering why Dave Ramsey champions independent agents like us. It’s simple: he’s all about empowering consumers. Dave knows that having choices is crucial for saving money and getting the coverage that truly fits your needs. He sums it up nicely:

“The flexibility independent agents have to work with multiple companies is the number-one reason we’re big fans of working with independent agents for your insurance needs. It’s just a fact of life that the more options you have, the more likely you’ll be able to save money while getting the best coverage.”

And here’s the thing: independent agents like us don’t have any ulterior motives. We don’t earn extra commissions for pushing one policy over another. Our sole aim is to equip you with the information you need to make informed decisions about your coverage.

So, if you’re tired of watching your insurance rates climb while your coverage stays the same, it might be time to make a change. Our team of Ramsey Trusted Insurance Pros is here to guide you through the insurance landscape and find a solution that fits your needs and your budget.

At Trailstone Insurance Group, we prioritize people over profits. That means no hidden agendas, no high-pressure sales tactics—just straightforward advice to help you protect what matters most. And the best part? Our service won’t cost you a penny. That’s right, it’s absolutely free to tap into our expertise and let us do the legwork for you.

Whether you’re in the market for auto, home, life, or business insurance, don’t settle for subpar coverage and inflated premiums. Get in touch with us today, and let’s discuss how we can help you save money and stress less about your insurance. With Trailstone Insurance Group, you’ve got a dedicated team in your corner, ready to go above and beyond to ensure you’re properly protected without breaking the bank.

Remember, when it comes to insurance, the choice is yours. Choose Trailstone, and let’s start saving you some tons of money.