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Business Owners Insurance, also known as a Business Owners Policy (BOP), is a comprehensive insurance package designed for small to midsized businesses. It combines various coverages, such as property and liability, into one policy to provide a cost-effective solution for business owners. With Business Owners Insurance, businesses can protect their property against physical damage and loss, as well as safeguard themselves from liability claims. Additionally, many BOPs include business interruption coverage, which helps cover lost income and expenses if the business is unable to operate due to a covered loss.